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314 E University Ave, Ada, OH, 45810

4beds
2baths
1,716sqft
$189,900
$111price/sqft
$1,476/moest. monthly cost
$59,040/yrincome needed

About This Home

Mid-century modern ranch near the Ada Park. Convenient 4 bedrooms and 2 bathrooms. It is a short walk to ONU. Spacious eat-in kitchen. Owners En-suite is at opposite end of the house. All appliances stay. Detached 2 car garage and plenty of yard space for recreation. Off street parking.

Getting Around

46
WalkingCar-Dependent
0
TransitVery Limited Transit
56
BikeBikeable

Schools

7/10
Ada Elementary SchoolGrades K-61.0 mi
8/10
Ada High SchoolGrades 7-121.0 mi

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Block
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Electric Water Heater,Oven,Range,Refrigerator,Washer,Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Window features: Screens
  • Flooring: Laminate,Tile,Vinyl

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,716
  • Total interior livable area: 1,716 sqft

Property

Details

  • Parcel number: 25040053.0000
  • Zoning description: Residential

Features

  • Levels: One
  • Patio & porch: Porch

Lot

  • Lot size: 5,662 sqft
  • Features: Level
  • Lot size dimensions: 104 x 53

Parking

  • Total spaces: 4
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Cold Wave
Hail
Ice Storm
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$159$1,908
Property Taxes $164$1,968
Electricity $193$2,320
Total$1,476$17,712
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,605/yr
40% on housing$44,280/yr
45% on housing$39,360/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$111This listing

vs Other Active Listings

Avg $/sqft

ZIP 45810$122
Hardin County$104

vs Homes Sold Last Month

Median $/sqft

ZIP 45810
Hardin County$118

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-13Listed for sale$189,900

For Sale by Agent

AgentRebecca Neville
BrokerageCentury 21 Sunway Realty-Ada

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