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About This Home

Spacious, three to four bedroom home is ready for a new family. Located in the heart of Alger, this home is low maintenance with newer windows and sealed roof. Water heater is new in 2021, dishwasher is two years old and above the range microwave is a year old. Utilities: electric is AEP and averages $175, Columbia gas averages $75, and water & sewer are through the village at $75. Both, 8x10 and 10x12 storage sheds stay with the property. ***Contingent on seller finding suitable housing.***

Getting Around

Car-Dependent

Very Limited Transit

Somewhat Bikeable

Schools

7/10

Upper Scioto Valley Elementary SchoolGrades K-63.1 mi

4/10

Upper Scioto Valley Middle SchoolGrades 7-83.1 mi

5/10

Upper Scioto Valley High SchoolGrades 9-123.1 mi

Construction

Condition

Year built: 1953

Materials

Construction materials: Vinyl Siding

Type & Style

Home type: SingleFamily
Property subType: Single Family Residence

Interior

Appliances

Appliances included: Dishwasher,Microwave

Bedroom1

Level: First
Area: 120
Dimensions: 10 x 12

Bedroom2

Level: First
Area: 80
Dimensions: 10 x 8

Bedroom3

Level: Second
Area: 180
Dimensions: 15 x 12

Bedroom4

Level: Second
Area: 169
Dimensions: 13 x 13

Bedrooms & Bathrooms

Bedrooms: 4
Bathrooms: 2
Full bathrooms: 1
1/2 bathrooms: 1

Dining Room

Level: First
Area: 208
Dimensions: 16 x 13

Heating & Cooling

Heating features: Forced Air,Baseboard,Natural Gas
Cooling features: Central Air

Interior Area

Total structure area: 1,884
Total interior livable area: 1,884 sqft

Kitchen

Level: First
Area: 299
Dimensions: 23 x 13

Laundry

Level: First
Area: 40
Dimensions: 5 x 8

Living Room

Level: First
Area: 196
Dimensions: 14 x 14

Property

Details

Parcel number: 294500610000, 294500630000
Zoning description: Residential

Features

Levels: Two
Patio & porch: Enclosed

Parking

Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

LightningRelatively High
Strong WindRelatively High
Winter WeatherRelatively High
Cold WaveModerate
HailModerate
Inland FloodingModerate
Ice StormModerate
TornadoModerate

How This Home’s Risks Compare

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

	Monthly	Annual
Mortgage	$844	$10,128
Home Insurance *	$134	$1,608
Property Taxes	$144	$1,728
Electricity	$202	$2,424
Total	$1,324	$15,888

*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

30% on housingRecommended$52,960/yr

35% on housing$45,394/yr

40% on housing$39,720/yr

45% on housing$35,306/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered

Wildfire

Hail

Wind

Visit Website →

Current Policies

Residential: 13,942Commercial: 466

Total Premiums$18.03M

Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%

9.7%

0%30.0%

Electricity Growth Rate10-year average: 5.9%

5.9%

0%15.0%

Property Taxes Growth Rate2-year average: 1.9%

1.9%

0%15.0%

Income Spent on Housing

30%

30%45%

Comparing Against the Market

Price Per Sq Ft

$89This listing

vs Other Active Listings

Avg $/sqft

ZIP 45812—

Hardin County$104

vs Homes Sold Last Month

Median $/sqft