See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

13505 E Kentucky Rd, Independence, MO, 64050

5beds
3baths
2,560sqft
$325,000
$127price/sqft
$2,529/moest. monthly cost
$101,160/yrincome needed

About This Home

Fully updated home in a convenient location with strong curb appeal and modern finishes throughout. This property features a functional layout, updated systems, and move-in ready condition. Major improvements have been completed, making this a great option for both homeowners and investors. Spacious living areas, updated kitchen and baths, and a solid exterior make this home stand out. Located near shopping, schools, and highway access for easy commuting. Don’t miss this opportunity — schedule your showing today. Listing agent has ownership interest in the property.

Getting Around

7
WalkingCar-Dependent
0
TransitNo Nearby Transit
19
BikeSomewhat Bikeable

Schools

8/10
3/10
Bingham Middle SchoolGrades 7-84.1 mi
3/10

Construction

Condition

  • Year built: 1956

Materials

  • Roof: Composition
  • Construction materials: Brick Veneer,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Basement BR,Full,Interior Entry,Walk-Up Access

Bathroom1

  • Level: Basement

Bathroom2

  • Features: Shower Over Tub
  • Level: First

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedroom4

  • Level: Basement

Bedroom5

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: Basement

Features

  • Ceiling Fan(s),Pantry
  • Window features: Storm Window(s) - Partial
  • Flooring: Carpet,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,185
  • Finished area above ground: 1,375

Half Bath

  • Level: First

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Attic Fan,Electric

Interior Area

  • Total structure area: 2,560
  • Total interior livable area: 2,560 sqft

Kitchen

  • Level: First

Laundry

  • Level: Basement

Living Room

  • Level: First

Other

  • Level: Basement

Property

Details

  • Parcel number: 15520010800000000

Features

  • Private pool: Yes
  • Pool features: In Ground
  • Patio & porch: Patio
  • Fencing: Partial,Privacy,Wood

Lot

  • Lot size: 0.91 Acres

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Hail
Heat Wave
Cold Wave
Strong Wind
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$385$4,620
Property Taxes $306$3,672
Electricity $195$2,345
Total$2,529$30,348
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,708/yr
40% on housing$75,870/yr
45% on housing$67,440/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$127This listing

vs Other Active Listings

Avg $/sqft

ZIP 64050$109
Jackson County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 64050$136
Jackson County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$325,000
2026-04-10Listed for sale$369,000
2024-11-21Sold--
2024-11-02Pending sale$169,950
2024-10-30Price change$169,950
2024-10-11Listed for sale$179,375

For Sale by Agent

AgentAaron Collins
BrokerageEXP Realty LLC

Similar Homes