See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

4134 Cove Point Dr, Morgantown, WV, 26508

4beds
4baths
4,472sqft
$850,000
$190price/sqft
$5,802/moest. monthly cost
$232,080/yrincome needed

About This Home

SELLER OFFERING UP TO $10,000 TOWARD BUYER CLOSING COSTS! Located in the highly desirable Cheat Lake area, 4134 Cove Point Drive offers seasonal lake views and direct access to the Lakeview Golf Course. This beautifully maintained home features a built-in whole-house audio system, a spacious and light-filled floor plan, and a peaceful setting in an established neighborhood. Enjoy the convenience of lake access just down the road and golf right in your backyard—all while taking advantage of a $10,000 seller concession to help reduce your upfront closing costs.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

9/10
9/10
9/10
University High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 1991

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Brick,Other,Brick/Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Countertop Range,Dishwasher,Disposal,Refrigerator,Freezer,Washer,Dryer
  • Laundry features: Washer Hookup

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Interior Entry,Garage Access

Bedroom2

  • Features: Ceiling Fan(s)
  • Level: Third
  • Area: 255

Bedroom3

  • Features: Ceiling Fan(s)
  • Level: Third
  • Area: 180

Bedroom4

  • Features: Ceiling Fan(s)
  • Level: Third
  • Area: 330

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: Wood Floor,Dining Area
  • Level: Second
  • Area: 145.75

Family Room

  • Level: Second
  • Area: 228

Features

  • High Speed Internet,Other
  • Flooring: Wood,Tile,Other
  • Number of fireplaces: 2
  • Fireplace features: Gas Logs,Electric
  • Fireplace: Yes
  • Attic: Interior Access Only
  • Finished area below ground: 2,179
  • Finished area above ground: 2,293

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 4,472
  • Total interior livable area: 4,472 sqft

Kitchen

  • Features: Tile Floor,Built-in Features
  • Level: Second
  • Area: 114

Living Room

  • Features: Ceiling Fan(s),Wood Floor
  • Level: Second
  • Area: 200.04000000000002

Master Bedroom

  • Level: Third
  • Area: 360

Property

Details

  • Parcel number: 3118014H00110000
  • Other equipment: Intercom,Air Filter

Features

  • Levels: 3
  • Stories: 3
  • Patio & porch: Patio,Screen Porch
  • Exterior features: Balcony,Lighting,Private Yard
  • Fencing: None
  • Has view: Yes
  • View description: Golf Course,Lake or River,Water
  • Has water view: Yes
  • Water view: Lake or River,Water
  • On waterfront: Yes
  • Waterfront features: Lake Front
  • Frontage type: Golf Course

Lot

  • Lot size: 0.50 Acres
  • Features: Waterfront,Landscaped
  • Lot size dimensions: 0.50

Parking

  • Total spaces: 3
  • Parking features: Garage Door Opener,3+ Cars
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Hail
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across West Virginia Counties

Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,298$51,576
Home Insurance *$285$3,420
Property Taxes $756$9,072
Electricity $463$5,559
Total$5,802$69,624
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$198,925/yr
40% on housing$174,060/yr
45% on housing$154,720/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$190This listing

vs Other Active Listings

Avg $/sqft

ZIP 26508$190
Monongalia County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 26508$170
Monongalia County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-25Price change$850,000
2026-06-02Listed for sale$875,000
2025-12-18Listing removed$875,000
2025-11-11Price change$875,000
2025-10-23Price change$885,000
2025-10-03Price change$895,000
2025-08-03Price change$905,000
2025-06-28Listed for sale$915,000
1992-01-24Sold$36,900

For Sale by Agent

AgentALEXANDER TABIDZE
BrokerageFATHOM REALTY LLC

Similar Homes