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228 Rockley Rd, Morgantown, WV, 26508

2beds
2baths
1,792sqft
$575,000
$321price/sqft
$3,796/moest. monthly cost
$151,840/yrincome needed

About This Home

PRIVATE DOCK ACCESS!! Prime location for your summer getaway. With 3 balconies and a screened in porch you'll never miss the beautiful views overlooking Cheat Lake. Main level primary bedroom equipped with washer & dryer for easy one level living. Heat pump was installed & AC replaced just two years ago. Call today for your private showing and make this home yours just in time for summer!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

9/10
9/10
9/10
University High SchoolGrades 9-124.3 mi

Construction

Condition

  • Year built: 1925

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Frame,Block,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Refrigerator,Washer,Dryer

Basement

  • Level: Basement

Basement

  • Basement: Crawl Space

Bedroom2

  • Features: Ceiling Fan(s),Walk-In Closet(s),Balcony/Deck
  • Level: Second
  • Area: 465

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Ceiling Fan(s),Balcony/Deck
  • Level: First
  • Area: 154

Features

  • Single Level Living
  • Flooring: Carpet,Ceramic Tile,Luxury Vinyl Plank
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes
  • Attic: None
  • Finished area below ground: 0
  • Finished area above ground: 1,792

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,792
  • Total interior livable area: 1,792 sqft

Kitchen

  • Features: Tile Floor
  • Level: First
  • Area: 143

Living Room

  • Features: Fireplace,Ceiling Fan(s),Dining Area,Balcony/Deck
  • Level: First
  • Area: 198

Master Bedroom

  • Level: First
  • Area: 156

Property

Details

  • Parcel number: 540613118 19B0035, 540613

Features

  • Levels: 2
  • Stories: 2
  • Patio & porch: Porch,Deck,Screen Porch
  • Exterior features: Balcony
  • Fencing: None
  • Has view: Yes
  • View description: Lake or River,Water
  • Has water view: Yes
  • Water view: Lake or River,Water
  • On waterfront: Yes
  • Waterfront features: Lake Front,Access,Creek

Lot

  • Lot size: 0.49 Acres
  • Features: Wooded,Waterfront,Steep Slope
  • Lot size dimensions: .495 acres

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,2 Cars,Off Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across West Virginia Counties

Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance *$193$2,316
Property Taxes $511$6,132
Electricity $185$2,227
Total$3,796$45,552
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$130,148/yr
40% on housing$113,880/yr
45% on housing$101,226/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$321This listing

vs Other Active Listings

Avg $/sqft

ZIP 26508$188
Monongalia County$159

vs Homes Sold Last Month

Median $/sqft

ZIP 26508$170
Monongalia County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Price change$575,000
2026-06-03Price change$595,000
2026-05-22Listed for sale$625,000
2019-05-31Listing removed$320,000
2019-04-03Listed for sale$320,000
2015-05-18Listing removed$1,400
2015-02-05Listed for rent$1,400
2013-05-26Listing removed$1,300
2013-04-04Listed for rent$1,300

For Sale by Agent

AgentAMY BROCK
BrokerageOLD COLONY COMPANY OF GREATER KANAWHA VALLEY

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