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181 Scenic Dr, Peterstown, WV, 24963

4beds
3baths
2,210sqft
$215,000
$97price/sqft
$1,627/moest. monthly cost
$65,080/yrincome needed

About This Home

Recent appraisal .918 Acre on two lots Upstairs 1,260 square ft Downstairs 1,092 square ft 87% finished 2,210 square ft living space 3 or 4 bedrooms 2 baths upstairs ½ bath down stairs Large bonus room downstairs New heat pump, refrigerator & stove Backup baseboard heat and Buck stove in basement New 24' round above ground pool with decking and privacy fencing Luxury vinyl flooring laundry room and pantry All copper pipe plumbing Anderson insulated windows throughout. 24 x 26' two car garage with auto-doors Out building with Electricity

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
Peterstown Middle SchoolGrades 5-82.5 mi
9/10
James Monroe High SchoolGrades 9-126.2 mi

Construction

Condition

  • Year built: 1976

Materials

  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Conventional

Interior

Appliances

  • Appliances included: Dishwasher,Range / Oven,Refrigerator

Basement

  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet,Laminate

Heating & Cooling

  • Heating features: Other
  • Cooling features: Central

Interior Area

  • Total interior livable area: 2,210 sqft

Property

Details

  • Parcel number: 3203032B00750000

Features

  • Exterior features: Wood
  • Has view: Yes
  • View description: Mountain

Lot

  • Lot size: 0.92 Acres

Parking

  • Total spaces: 12
  • Parking features: Garage - Attached,Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Inland Flooding
Strong Wind
Winter Weather
Hail
Landslide

FEMA Declared Disasters Across West Virginia Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,087$13,044
Home Insurance *$121$1,452
Property Taxes $191$2,292
Electricity $228$2,747
Total$1,627$19,524
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,782/yr
40% on housing$48,810/yr
45% on housing$43,386/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$97This listing

vs Other Active Listings

Avg $/sqft

ZIP 24963$162
Monroe County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 24963
Monroe County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-08Price change$215,000
2026-03-01Listed for sale$225,000

For Sale by Owner

AgentProperty Owner

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