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276 Frost Ln, Gallipolis Ferry, WV, 25515

4beds
2baths
1,680sqft
$139,900
$83price/sqft
$1,210/moest. monthly cost
$48,400/yrincome needed

About This Home

DUPLEX - INCOME OPPORTUNITY WITH THIS SINGLE-STORY 1680SF DUPLEX, SITUATED ONLY 5–10 MINUTES FROM THE NUCOR STEEL MILL SITE ALONG WV ROUTE 2. EACH UNIT IS APPROXIMATELY 840 SF AND FEATURES 2 BEDROOMS AND 1 FULL BATH. THE PROPERTY HAS A SOLID RENTAL HISTORY WITH ONE LONG-TERM OWNER; HOWEVER, UNIT ONE HAS RECENTLY BEEN LEFT VACANT FOR SHOWINGS, WHILE UNIT TWO IS UNDER A ONE-YEAR LEASE TERM. BOTH UNITS ARE MIRROR IMAGES OF ONE ANOTHER AND ALL PHOTOS SHOWN ARE OF UNIT ONE. UNIT TWO IS SUBJECT TO TENANT RIGHTS AND MAY BE ACCESSED UPON OFFER ACCEPTANCE. CURRENT RENTS ARE BELOW MARKET, CREATING A STRONG INVESTMENT OPPORTUNITY WITH UPSIDE POTENTIAL, WHILE ONE UNIT PROVIDES INCOME FROM DAY ONE. POSITIONED ON A LARGER LOT MEASURING APPROXIMATELY 230X105, THE PROPERTY SIZE/LAYOUT MAY ALSO ALLOW FOR ADDITIONAL INCOME OPPORTUNITY. LANDLORD/OWNER PAYS TRASH. TENANTS PAY WATER/ELECTRIC WITH EACH UNIT HAVING SEPARATE METERS.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
Beale Elementary SchoolGrades PK-61.0 mi
6/10

Construction

Condition

  • Year built: 1971

Materials

  • Roof: Flat
  • Construction materials: Aluminum Siding,Steel

Type & Style

  • Home type: MultiFamily
  • Architectural style: Duplex,One Story
  • Property subType: Duplex,Multi Family

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2

Features

  • Window features: Non-Insulated
  • Flooring: Carpet,Vinyl

Heating & Cooling

  • Heating features: Wall Furnace
  • Cooling features: Window Unit(s)

Interior Area

  • Total interior livable area: 1,680 sqft

Property

Details

  • Parcel number: 02340A001100000000

Features

  • Stories: 1

Lot

  • Lot size: 0.63 Acres
  • Lot size dimensions: 232 x 236 x 107 x 104

Parking

  • Parking features: Gravel,Varies by Unit

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Drought
Heat Wave
Ice Storm
Lightning

FEMA Declared Disasters Across West Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $707$8,484
Home Insurance *$47$564
Property Taxes $275$3,300
Electricity $181$2,178
Total$1,210$14,520
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,485/yr
40% on housing$36,300/yr
45% on housing$32,266/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.3%
4.3%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$83This listing

vs Other Active Listings

Avg $/sqft

ZIP 25515$74
Mason County$99

vs Homes Sold Last Month

Median $/sqft

ZIP 25515$117
Mason County$113

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-12Price change$139,900
2026-01-04Listed for sale$150,000

For Sale by Agent

AgentAngela Zimmerman
BrokerageThe Angie Zimmerman Realty Group

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