




155 County Road 232, Crane Hill, AL, 35053
About This Home
Located on the shores of beautiful Smith Lake, this waterfront ''Finisher-Upper'' offers an incredible opportunity to create the lake home you've always wanted. With approximately 3,500 square feet of potential living area, the possibilities are endless for transforming this property into a stunning full-time residence, weekend getaway, or vacation rental investment. Currently, around 900 sq ft is usable living space, providing a place to enjoy while completing your vision. The property also includes approximately 900 square feet of garage space, perfect for boat storage, vehicles, workshop space, or future expansion. This property features an aluminum low maintenance dock and a Hydrohoist boat lift. The owners are even willing to let the boat go with the home and throw in all of the life jackets, floats, and outdoor furniture. Major improvements have already been started with a brand-new roof and spacious new decks overlooking the water. Enjoy peaceful lake views, direct water access, and the chance to customize this property into a one-of-a-kind waterfront retreat. Home is being sold As-Is, and it comes with a ton of materials to help complete the construction.
Getting Around
Schools
Construction
Condition
- Property condition: Existing Structure
Materials
- Roof: Shingle
- Construction materials: Frame,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3.5
Interior Area
- Total structure area: 3,400
- Total interior livable area: 3,400 sqft
Property
Details
- Parcel number: 672001120201034000
- Zoning: _
Features
- Stories: 2
- Patio & porch: Covered,Covered Patio,Deck,Porch
- On waterfront: Yes
- Waterfront features: Lake Front,Boat Lift,Swim Platform
- Waterbody name: Rock Creek
Lot
- Lot size: 0.70 Acres
- Features: Wooded
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Tornado
- Cold Wave
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,286 | $39,432 |
| Home Insurance * | $336 | $4,032 |
| Property Taxes | $113 | $1,356 |
| Electricity | $380 | $4,565 |
| Total | $4,115 | $49,380 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-24 | Listed for sale | $649,900 |
| 2026-07-14 | Listing removed | $699,900 |
| 2026-05-16 | Listed for sale | $699,900 |
| 2006-08-10 | Sold | $235,000 |
| 2004-05-26 | Sold | $108,500 |
