1613 N McCoy St, Independence, MO, 64050
About This Home
This exceptional move-in ready 2-bedroom, 1-bath ranch home offers the perfect blend of comfort and effortless one-level living. Inside, a welcoming family room flows into a bright eat-in kitchen, complemented by a highly convenient main-level laundry. Classic gleaming hardwood floors add warmth and elegance to both bedrooms. The full unfinished basement provides space for a workshop, storage, or can be finished for additional living space. The low-maintenance exterior features durable permanent siding, a 1-car attached garage, and a private patio equipped with a remote-controlled awning for instant shade. The beautifully maintained yard includes a spacious storage shed with a portable ramp, making it incredibly easy to roll in and store your lawn equipment. Combining true convenience and meticulous care, this beautiful property is a must-see!
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1961
Materials
- Roof: Composition
- Construction materials: Frame,Metal Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Cooktop,Dishwasher,Disposal,Dryer,Refrigerator,Built-In Oven,Washer
- Laundry features: Bedroom Level,Main Level
Basement
- Has basement: Yes
- Basement: Concrete,Unfinished,Sump Pump
Bathroom1
- Level: Main
Bedroom1
- Level: Main
Bedroom2
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Ceiling Fan(s)
- Flooring: Carpet,Wood
- Finished area above ground: 927
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Electric
Interior Area
- Total structure area: 927
- Total interior livable area: 927 sqft
Kitchen
- Features: Carpet
- Level: Main
Living Room
- Features: Carpet
- Level: Main
Property
Details
- Parcel number: 15820053600000000
Features
- Fencing: Metal
Lot
- Lot size: 7,327 sqft
- Features: City Limits
Parking
- Total spaces: 1
- Parking features: Attached,Garage Door Opener,Garage Faces Front
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Tornado
- Cold Wave
- Hail
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $955 | $11,460 |
| Home Insurance * | $224 | $2,688 |
| Property Taxes | $177 | $2,124 |
| Electricity | $141 | $1,693 |
| Total | $1,497 | $17,964 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-10 | Listed for sale | $189,000 |
View on Zillow