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205 Mountain St, Stevenson, AL, 35772

5beds
2baths
2,383sqft
$279,900
$117price/sqft
$1,981/moest. monthly cost
$79,240/yrincome needed

About This Home

Step into timeless charm with this beautifully maintained home tucked away on a quiet dead-end street, with a creek and in the heart of downtown. 5 bedrooms, 2 baths, and a versatile bonus area, this home features beautiful wood flooring, spacious living areas, decorative fireplaces that preserve its historic character, and abundant natural light. Relax on the covered front porch or entertain on the large back deck overlooking the generous yard. Detached outbuildings provide excellent storage, workshop, or hobby space. Lots of upgrades to include roof, windows, granite, fence, bridge across creek. A rare opportunity to own a home full of character, convenience, and endless possibilities.

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

8/10
Stevenson Middle SchoolGrades 5-80.6 mi
4/10
North Jackson High SchoolGrades 9-123.3 mi
5/10

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bedroom2

  • Features: Wood Floor
  • Level: First
  • Area: 240

Bedroom3

  • Features: Wood Floor
  • Level: Second
  • Area: 304

Bedroom4

  • Features: Wood Floor
  • Level: Second
  • Area: 98

Bedroom5

  • Level: First
  • Area: 156

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Fireplace features: None

Heating & Cooling

  • Heating features: Central 1
  • Cooling features: Central 1

Interior Area

  • Total interior livable area: 2,383 sqft

Kitchen

  • Features: Kitchen Island,Wood Floor
  • Level: First
  • Area: 240

Laundry Room

  • Level: First
  • Area: 70

Living Room

  • Features: Wood Floor
  • Level: First
  • Area: 272

Master Bedroom

  • Features: Wood Floor
  • Level: First
  • Area: 160

Property

Details

  • Parcel number: 1404180003069000

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered Porch,Deck,Front Porch
  • Waterfront features: Stream/Creek

Lot

  • Lot size: 9,152 sqft
  • Lot size dimensions: 210 x 140 x 133

Parking

  • Parking features: Driveway-Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Drought
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,415$16,980
Home Insurance *$242$2,904
Property Taxes $58$696
Electricity $266$3,199
Total$1,981$23,772
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,920/yr
40% on housing$59,430/yr
45% on housing$52,826/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$117This listing

vs Other Active Listings

Avg $/sqft

ZIP 35772$81
Jackson County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 35772$99
Jackson County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$279,900
2020-02-18Sold$109,000
2020-02-18Listed for sale$119,000
2020-02-05Pending sale$119,000
2019-11-15Listed for sale$119,000
2018-07-24Sold$85,000
2005-04-21Sold$19,000

For Sale by Agent

AgentBetty Lou Holder
BrokerageBHHS Rise-Scottsboro Branch

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