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509 W Appletree St, Scottsboro, AL, 35768

2beds
2baths
1,228sqft
$109,000
$89price/sqft
$930/moest. monthly cost
$37,200/yrincome needed

About This Home

Charming 2 bedroom 2 bath bungalow located close to downtown. As per seller most of the windows are replaced, new wiring and sheetrock, mostly new plumbing.

Getting Around

56
WalkingSomewhat Walkable
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

9/10
7/10
6/10
Scottsboro High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 1948

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bedroom2

  • Features: Ceiling Fan(s),Carpet
  • Level: First
  • Area: 143

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • 3/4 bathrooms: 2

Dining Room

  • Features: Tile
  • Level: First
  • Area: 121

Features

  • Fireplace features: See Remarks

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total interior livable area: 1,228 sqft

Kitchen

  • Features: Tile
  • Level: First
  • Area: 110

Living Room

  • Features: Wood Floor
  • Level: First
  • Area: 255

Property

Details

  • Parcel number: 2709302002019000

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size dimensions: 59 x 138 x 64 x 138

Parking

  • Parking features: Driveway-Concrete

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Earthquake
Inland Flooding
Strong Wind
Winter Weather
Hail
Ice Storm

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $551$6,612
Home Insurance *$117$1,404
Property Taxes $22$264
Electricity $240$2,881
Total$930$11,160
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$31,885/yr
40% on housing$27,900/yr
45% on housing$24,800/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$89This listing

vs Other Active Listings

Avg $/sqft

ZIP 35768$102
Jackson County$139

vs Homes Sold Last Month

Median $/sqft

ZIP 35768$111
Jackson County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-11-19Listed for sale$135,000
2009-06-29Sold$6,500

For Sale by Agent

AgentSharon Proctor
BrokerageLegacy Oak, LLC

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