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675 Monte Sano Dr, Scottsboro, AL, 35769

5beds
7baths
5,820sqft
$1,795,000
$308price/sqft
$11,320/moest. monthly cost
$452,800/yrincome needed

About This Home

Main Channel Waterfront Home with Guest House! Awesome Beach area & Zero Entry into the Lake! 5 Bedrooms -7 baths Nice Pier & Boat House - Private Boat Launch in the Neighborhood! Breathtaking VIEWS of TN River from Every Room! Resort Style Living outside & inside w/ Lounge w/VIEW, wet Bar w/ ice & Kegerator, Game Room w/ VIEW, Workout RM, multiple Flex Rooms! Special Features of Main House- Hickory Floors, Multiple Decks with VIEWS! Dining Room with VIEW adjoins Kitchen, Master main LeveL,Office 1st floor & upstairs! Guest House features- Living, Kitchen, Laundry, Bedroom Ensuite w/ VIEW plus a Loft Sleeping Room! Check out the Link to Video TOUR! Come See this Amazing Retreat!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

7/10
6/10
Scottsboro High SchoolGrades 9-125.0 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: See Remarks

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Basement

Bedroom2

  • Features: Carpet,Sitting Area,Walk-In Closet(s)
  • Level: Second
  • Area: 210

Bedroom3

  • Features: Carpet,Sitting Area,Walk-In Closet(s)
  • Level: Second
  • Area: 210

Bedroom4

  • Features: LVP
  • Level: Basement
  • Area: 162

Bedroom5

  • Features: LVP Flooring
  • Level: Basement
  • Area: 361

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 7
  • Full bathrooms: 1
  • 3/4 bathrooms: 4
  • 1/2 bathrooms: 2

Dining Room

  • Features: Wood Floor
  • Level: First
  • Area: 140

Features

  • Number of fireplaces: 1
  • Fireplace features: One,Gas Log
  • Fireplace: Yes

Game Room

  • Features: Wet Bar
  • Level: Basement
  • Area: 378

Heating & Cooling

  • Heating features: Central 2+,See Remarks,Propane
  • Cooling features: Multi Units

Interior Area

  • Total interior livable area: 5,820 sqft

Kitchen

  • Features: Kitchen Island,Pantry,Wood Floor
  • Level: First
  • Area: 210

Living Room

  • Features: Fireplace,Vaulted Ceiling(s),Wood Floor
  • Level: First
  • Area: 320

Loft

  • Features: Ceiling Fan(s)
  • Level: Second
  • Area: 280

Master Bedroom

  • Features: Wood Floor,Walk-In Closet(s)
  • Level: First
  • Area: 224

Office

  • Features: Wood Floor
  • Level: First
  • Area: 104

Property

Details

  • Parcel number: 39 33 04 17 0 001 021.000

Features

  • Patio & porch: Deck,Screened Porch
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: River Front,Water Access,Boat Lift,Waterfront,Boat Ramp on Prop.
  • Waterbody name: Tennessee River,Lake Guntersville

Lot

  • Lot size: 1.31 Acres

Parking

  • Parking features: Garage-Two Car,Workshop in Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Inland Flooding
Strong Wind
Winter Weather
Earthquake
Hail
Ice Storm

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,076$108,912
Home Insurance *$1,220$14,640
Property Taxes $373$4,476
Electricity $651$7,814
Total$11,320$135,840
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$388,114/yr
40% on housing$339,600/yr
45% on housing$301,866/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$308This listing

vs Other Active Listings

Avg $/sqft

ZIP 35769$186
Jackson County$136

vs Homes Sold Last Month

Median $/sqft

ZIP 35769$161
Jackson County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-06Listed for sale$1,795,000
2025-09-05Listing removed$1,995,000
2025-07-03Price change$1,995,000
2025-04-10Price change$2,200,000
2025-02-21Listed for sale$2,450,000
2006-09-18Sold$280,000

For Sale by Agent

AgentLaurie Anderson
BrokerageRe/Max Guntersville

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