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28260 Highway 160 #20, Cortez, CO, 81321

1beds
1baths
784sqft
$100,000
$128price/sqft
$743/moest. monthly cost
$29,720/yrincome needed

About This Home

Very open, very bright, and like new. This beautiful, move-in ready 1-bedroom, 1-bath home makes thoughtful use of every square foot. It does not have to stay in the neighborhood and can be moved, if desired. Tucked on a corner lot near the back of the neighborhood, this home offers a sense of privacy while still being just a short drive from the community entrance. Mature trees provide welcome shade, and the irrigation system helps keep the landscaping healthy while making it easy to create a thriving flower or vegetable garden. Step inside to an open, airy floor plan filled with natural light. Large windows (with new blinds) frame panoramic views, while the covered front porch is perfectly positioned to take in the iconic Mesa Verde landscape. Whether you're enjoying your morning coffee or relaxing at sunset, this is a place to slow down and appreciate the scenery. Built with quality in mind, the home features durable luxury vinyl plank flooring throughout, attractive trim details including crown molding, and a solid, well-built feel from the moment you walk in. The evident, professionally finished interior and exterior enhance durability and curb appeal. Located in the heart of the Four Corners region, you'll enjoy easy access to some of the Southwest's most remarkable destinations. Explore the world-famous cliff dwellings at Mesa Verde National Park, spend the day at the Four Corners Monument, or venture to nearby Durango, Cortez, Telluride, and Moab for year-round outdoor recreation, dining, shopping, and adventure. Bright, inviting, and thoughtfully designed, this home offers modern finishes, quality craftsmanship, breathtaking views, and the added convenience of being movable—creating a unique opportunity to make it your own wherever life takes you.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

5/10
Kemper Elementary SchoolGrades K-52.5 mi
6/10
Cortez Middle SchoolGrades 6-83.3 mi
3/10

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Skirted,Not Permanent
  • Roof: Metal
  • Construction materials: Pre-fabricated,Other

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Contemporary
  • Property subType: Manufactured\Mobile

Interior

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Evaporative Cooling,Window Unit(s)

Interior Area

  • Total structure area: 784
  • Total interior livable area: 784 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 56092920801219

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Features: Adj to Open Space

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Avalanche
    AvalancheModerate
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Lightning
Wildfire
Winter Weather
Avalanche
Cold Wave
Drought
Inland Flooding

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $505$6,060
Home Insurance *$28$336
Property Taxes $24$288
Electricity $186$2,232
Total$743$8,916
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$25,474/yr
40% on housing$22,290/yr
45% on housing$19,813/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$128This listing

vs Other Active Listings

Avg $/sqft

ZIP 81321$240
Montezuma County$310

vs Homes Sold Last Month

Median $/sqft

ZIP 81321
Montezuma County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-01Listed for sale$100,000
2026-07-24Listing removed$125,000
2026-04-23Listed for sale$125,000

For Sale by Agent

AgentBarbara Mate
BrokerageUnited Country Blue Sky Homes and Land

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