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225 W Moore St, Independence, MO, 64050

2beds
1baths
1,205sqft
$175,000
$145price/sqft
$1,396/moest. monthly cost
$55,840/yrincome needed

About This Home

Welcome home to this beautiful home! This home has been well maintained with gorgeous landscaping. 2 bedrooms, one bath and a great front porch to watch the sunset and enjoy the yard. Close to Medical, shopping, churches and more.

Getting Around

70
WalkingSomewhat Walkable
27
TransitSome Transit
47
BikeSomewhat Bikeable

Schools

7/10
Ott Elementary SchoolGrades PK-50.5 mi
3/10
Bingham Middle SchoolGrades 7-83.2 mi
3/10

Construction

Condition

  • Year built: 1920

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage/Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Oven/Range

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area above ground: 1,205

Interior Area

  • Total structure area: 2,205
  • Total interior livable area: 1,205 sqft

Property

Details

  • Parcel number: 15830350400000000

Lot

  • Lot size: 5,227 sqft

Parking

  • Parking features: Basement
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Tornado
Cold Wave
Hail
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$207$2,484
Property Taxes $164$1,968
Electricity $141$1,693
Total$1,396$16,752
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,862/yr
40% on housing$41,880/yr
45% on housing$37,226/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$145This listing

vs Other Active Listings

Avg $/sqft

ZIP 64050$110
Jackson County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 64050$136
Jackson County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-25Listed for sale$175,000
2025-10-13Listing removed$167,400
2025-09-30Pending sale$167,400
2025-09-09Price change$167,400
2025-06-06Listed for sale$169,900
2025-05-20Listing removed$175,000
2025-04-24Listed for sale$175,000

For Sale by Agent

AgentStacey Kidwiler
BrokerageGolden Valley Realty Group

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