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640 Edwards Pkwy, Cleveland, GA, 30528

4beds
3baths
2,900sqft
$349,900
$121price/sqft
$2,888/moest. monthly cost
$115,520/yrincome needed

About This Home

Your dream mountain escape awaits! Incredible retreat bordering the National Forest, ideal for hunters, anglers, and nature lovers seeking peace, privacy, and the soothing sounds of cascading water. This handyman special features a spacious 4BR/3BA, two-story A-frame style home nestled on over 3 scenic acres in a quiet, secluded valley north of Cleveland and Dahlonega, with direct frontage on the East Fork of the Chestatee River (Frogtown Creek). Remote and secluded, yet easily accessible via paved drive and county road, this property offers the perfect balance of privacy and convenience. Inside, enjoy vaulted cathedral ceilings with exposed wood beams, two separate stone wood-burning fireplaces, a sun-filled sunroom overlooking the trout stream, and a versatile loft/attic space. The home offers large upper and lower decks perfect for relaxing or entertaining while taking in breathtaking forest and water views. Additional features include a walk-in crawlspace ideal for a workshop or hobby area, a roof approximately 6 years old, and an abundance of fruit and nut trees including black walnut, plum, apple, and pear. Two old spring box holding tanks offer potential for spring water use. The property boasts approximately 100 feet of trout stream frontage and several hundred feet bordering National Forest, providing direct access to hunting, hiking, waterfalls, and endless outdoor adventure. Set in a beautiful valley setting, this is a rare opportunity to own a true slice of paradise deep within the National Forest, with multiple scenic waterfalls that can be hiked to directly from your land. Properties like this are rarely available. Priced to sell and ready for your vision! Schedule your private tour today and make this one-of-a-kind retreat your own!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

6/10
Cottrell Elementary SchoolGrades PK-511.1 mi
4/10
7/10
Lumpkin County High SchoolGrades 9-1210.3 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 1972

Materials

  • Foundation: Pillar/Post/Pier,See Remarks
  • Roof: Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame,Mid-Century Modern
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Refrigerator
  • Laundry features: Laundry Closet

Basement

  • Basement: Crawl Space,Dirt Floor

Bedroom

  • Features: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Features: Open Concept

Features

  • Beamed Ceilings,Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: None
  • Flooring: Other
  • Number of fireplaces: 2
  • Fireplace features: Family Room,Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Other
  • Cooling features: Other

Interior Area

  • Total structure area: 2,900
  • Total interior livable area: 2,900 sqft

Kitchen

  • Features: None

Master Bathroom

  • Features: None

Master Bedroom

  • Features: None
  • Level: None

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 087 039
  • Other equipment: None
  • Horse amenities: None

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: None
  • Patio & porch: Glass Enclosed,Rear Porch
  • Exterior features: Balcony
  • Spa features: None
  • Fencing: None
  • Has view: Yes
  • View description: Creek/Stream
  • Has water view: Yes
  • Water view: Creek/Stream
  • Waterfront features: Creek
  • Waterbody name: None

Lot

  • Lot size: 3.14 Acres
  • Features: Borders US/State Park,Creek On Lot,Sloped

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Inland Flooding
Ice Storm
Landslide
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$165$1,980
Property Taxes $673$8,076
Electricity $281$3,381
Total$2,888$34,656
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,017/yr
40% on housing$86,640/yr
45% on housing$77,013/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.5%
6.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$121This listing

vs Other Active Listings

Avg $/sqft

ZIP 30528$154
Lumpkin County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 30528
Lumpkin County$217

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-07Listed for sale$379,900
2019-09-20Listing removed$139,000
2019-08-23Listed for sale$139,000
2019-08-19Pending sale$139,000
2019-07-19Listed for sale$139,000
2007-02-27Sold$200,000

For Sale by Agent

AgentJenny Rose Chandler, Keller Williams Realty Atlanta Partners
BrokerageKeller Williams Realty Atlanta Partners

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