3 Derby Ln, Cleveland, GA, 30528
About This Home
Peaceful mountain retreat with endless potential! This 2 bedroom, 1 bath home sits on 2.57 private acres in beautiful Cleveland, GA and offers the perfect opportunity for a fixer-upper where you can truly make it your own. Inside, you'll find a spacious living room with a large fireplace that creates a warm and inviting focal point. Outside, enjoy the quiet surroundings, open space, and a storage shed located behind the home for added convenience. Tucked away in a peaceful setting while still being just minutes from local wineries, shopping, restaurants, and outdoor recreation, this property offers the best of North Georgia living. Conveniently located near downtown Cleveland, Helen, and Dahlonega attractions.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1970
Materials
- Roof: Metal
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Country/Rustic,Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Oven/Range (Combo)
- Laundry features: Other
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Features
- Master On Main Level
- Flooring: Carpet,Laminate
- Number of fireplaces: 1
- Fireplace features: Family Room
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,144
Heating & Cooling
- Heating features: Wood
- Cooling features: Ceiling Fan(s)
Interior Area
- Total structure area: 1,144
- Total interior livable area: 1,144 sqft
Property
Details
- Parcel number: 087 057
Features
- Levels: One
- Stories: 1
Lot
- Lot size: 2.57 Acres
- Features: Level,Private
Parking
- Parking features: Carport
- Carport: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Cold Wave
- Inland Flooding
- Ice Storm
- Landslide
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Georgia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,010 | $12,120 |
| Home Insurance * | $94 | $1,128 |
| Property Taxes | $365 | $4,380 |
| Electricity | $219 | $2,637 |
| Total | $1,688 | $20,256 |
Income You'd Need if You Spent...
Georgia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-11 | Pending sale | $199,900 |
| 2026-06-29 | Price change | $199,900 |
| 2026-05-26 | Listed for sale | $209,900 |
View on Zillow