




111 W Oak Ave, Montrose, IL, 62445
About This Home
Calling all Do-It-Yourselfers and/or Investors!! This one has good bones and is already gutted and waiting for it's new facelift! Situated on a double lot in Montrose, this house could be charming with just the right touch. Would make a great starter property or an addition to an investment portfolio. There are replacement cabinets, OSB, and a new door already in the house, they just need to be arranged and installed. The roof was replaced in 2016. Lead Mitigation Notice: Lead mitigation has been completed on the interior of the home, with all interior lead paint sealed. Exterior lead paint requires sealing. Selling As-Is.
Getting Around
Schools
Construction
Condition
- Year built: 1900
Materials
- Foundation: Crawlspace
- Roof: Shingle
- Construction materials: Asbestos
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Water Heater,None
- Laundry features: Main Level
Basement
- Basement: Crawl Space
Bedroom
- Level: Main
Bedroom
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Main Level Primary
- Finished area above ground: 956
Heating & Cooling
- Heating features: None
- Cooling features: None
Interior Area
- Total structure area: 956
- Total interior livable area: 956 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Other
- Level: Main
Utility Room
- Level: Main
Property
Details
- Parcel number: 1019002068
- Zoning: RES
- Special condition: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Front Porch
Lot
- Lot size: 6,969 sqft
- Lot size dimensions: 100 x 140
Parking
- Total spaces: 1
- Parking features: Detached,Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Drought
- Earthquake
- Hail
- Heat Wave
- Inland Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $227 | $2,724 |
| Home Insurance * | $38 | $456 |
| Property Taxes | $51 | $612 |
| Electricity | $130 | $1,569 |
| Total | $446 | $5,352 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-14 | Price change | $30,000 |
| 2026-07-21 | Listed for sale | $45,000 |
| 2025-03-17 | Sold | $25,000 |
| 2024-12-24 | Pending sale | $37,000 |
| 2024-12-03 | Contingent | $37,000 |
| 2024-11-12 | Listed for sale | $37,000 |
