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304 Eastland Dr, Leroy, MI, 49655

2beds
1baths
750sqft
$435,000
$580price/sqft
$3,363/moest. monthly cost
$134,520/yrincome needed

About This Home

Lakefront living at its finest! This beautifully updated 2 bdrm cottage is perfectly situated on two wooded lots with an impressive 120 feet of private waterfrontage on a pristine all-sports private lake. Enjoy your own sandy beach, private dock, and included pontoon boat -- everything you need to start making summer memories immediately. Offered fully furnished and move-in ready, this charming retreat combines tasteful updates with cozy cottage appeal, making it ideal as a year-round residence, vacation getaway, or income-producing rental opportunity. The property also features an outstanding 28x32 pole barn with 16-foot sidewalls, concrete flooring, spacious loft storage, and a 11000-pound hoist -- a rare and valuable addition perfect for hobbyists, mechanics, boat storage, recreational vehicles, or workshop space. Generator and tankless hot water heater.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
Leroy Elementary SchoolGrades PK-32.0 mi
5/10
Pine River Middle SchoolGrades 4-74.3 mi
5/10
Pine River High SchoolGrades 8-124.3 mi

Construction

Condition

  • Year built: 1985

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Dryer,Microwave,Oven,Range,Refrigerator,Washer
  • Laundry features: Laundry Room,Sink

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),Central Vacuum,Eat-in Kitchen
  • Window features: Insulated Windows,Window Treatments
  • Flooring: Engineered Hardwood,Wood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 750
  • Total interior livable area: 750 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 14 511 021 00
  • Zoning description: Res

Features

  • Stories: 1
  • Has spa: Yes
  • Spa features: Hot Tub Spa
  • Fencing: Chain Link
  • On waterfront: Yes
  • Waterfront features: Lake
  • Waterbody name: Hogback Lake

Lot

  • Lot size: 0.37 Acres
  • Features: Wooded
  • Lot size dimensions: 120 x 135

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Winter Weather
Strong Wind
Cold Wave
Lightning

FEMA Declared Disasters in Osceola County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,199$26,388
Home Insurance *$276$3,312
Property Taxes $700$8,400
Electricity $188$2,259
Total$3,363$40,356
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$115,302/yr
40% on housing$100,890/yr
45% on housing$89,680/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 4.0%
4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$580This listing

vs Other Active Listings

Avg $/sqft

ZIP 49655$124
Osceola County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 49655
Osceola County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-12Price change$435,000
2026-05-21Listed for sale$489,900

For Sale by Agent

AgentPatricia Korican
BrokerageKorican Real Estate

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