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4260 Fisherville Rd, Finchville, KY, 40067

4beds
2baths
1,966sqft
$5,439,000
$2,767price/sqft
$35,945/moest. monthly cost
$1,437,800/yrincome needed

About This Home

Located just minutes away from Simpsonville and the Jefferson Co. line, this beautiful pristine farm offers all the amenities of country living along with the convenience of urban benefits. With almost 156 acres of rolling ground, there are limitless opportunities. The historic farm home features 4 BRs and 1.5 baths with almost all original hardwood flooring throughout. Spend the mornings and evenings on the covered porch enjoying the gorgeous views. Currently being used as a short term rental, this property has limitless possibilities. It also has two large ponds, along with over 2300' of frontage on Plum Creek. There are 3 platted five acre tracts included in the total acreage. An equipment barn built in 2018 is the perfect place to store your things. Don't miss this one!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Crawl Space
  • Roof: Metal
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse
  • Property subType: Farm

Interior

Basement

  • Basement: None

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Family Room

  • Level: First

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,966

Heating & Cooling

  • Heating features: Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,966
  • Total interior livable area: 1,966 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Property

Details

  • Parcel number: 01100032

Features

  • Stories: 2
  • Patio & porch: Porch
  • Waterfront features: Creek

Lot

  • Lot size: 155.73 Acres
  • Features: Pond on Lot,Cleared

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Cold Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $27,502$330,024
Home Insurance *$2,833$33,996
Property Taxes $5,455$65,460
Electricity $155$1,863
Total$35,945$431,340
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,232,400/yr
40% on housing$1,078,350/yr
45% on housing$958,533/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$2,767This listing

vs Other Active Listings

Avg $/sqft

ZIP 40067$463
Shelby County$231

vs Homes Sold Last Month

Median $/sqft

ZIP 40067$190
Shelby County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-02-22Listed for sale$5,439,000
2017-09-21Sold$934,380

For Sale by Agent

AgentStephen W Hornback
BrokerageWeichert Realtors-H. Barry Smith Co.

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