See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

4148 Bagdad Rd, Bagdad, KY, 40003

4beds
2baths
2,014sqft
$375,000
$186price/sqft
$2,608/moest. monthly cost
$104,320/yrincome needed

About This Home

A truly striking renovation in Bagdad, KY. This home, sitting on approximately 2.7 acres, is awaiting its new owners. The home has 4 spacious bedrooms and 1.5 bathrooms. The first floor features refinished original hardwood through the living room, dining room, kitchen, and bedrooms. The kitchen is truly a showstopper with new stainless steel appliances, new cabinetry, quartz countertops, and a large island. The 2nd floor features 2 large rooms, new carpet, and a half bathroom. In the last 12 months: new windows on the 1st and 2nd floor, new siding, new roof/ gutters on the house, and a new water heater. The basement has been waterproofed with a lifetime transferable warranty. Find your paradise in Bagdad. Call or text today for your own private showing.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

7/10
3/10
Shelby County High SchoolGrades 9-127.1 mi

Construction

Condition

  • Year built: 1951

Materials

  • Foundation: Concrete Blk
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,014

Full Bathroom

  • Level: First

Half Bathroom

  • Level: Second

Heating & Cooling

  • Heating features: Electric,Forced Air,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,014
  • Total interior livable area: 2,014 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Office

  • Level: Second

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 088A01003

Features

  • Stories: 2
  • Patio & porch: Porch
  • Fencing: None

Lot

  • Lot size: 2.70 Acres
  • Features: See Remarks

Parking

  • Total spaces: 2
  • Parking features: Off Street,Detached,Entry Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Cold Wave
Earthquake
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$181$2,172
Property Taxes $372$4,464
Electricity $159$1,908
Total$2,608$31,296
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,417/yr
40% on housing$78,240/yr
45% on housing$69,546/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$186This listing

vs Other Active Listings

Avg $/sqft

ZIP 40003$292
Shelby County$261

vs Homes Sold Last Month

Median $/sqft

ZIP 40003$243
Shelby County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$375,000
2025-07-24Sold$101,000
2010-11-05Sold$94,400

For Sale by Agent

AgentMatt Fowler
BrokerageSemonin Realtors

Similar Homes