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423 Bruce Dr, Summersville, WV, 26651

5beds
4baths
2,532sqft
$498,000
$197price/sqft
$3,466/moest. monthly cost
$138,640/yrincome needed

About This Home

Spacious and versatile, this beautiful 5-bedroom, 4 bathroom home offers the perfect blend of comfort and functionality. The expansive main-floor master suite provides a private retreat, while four additional bedrooms upstairs offer plenty of room for family, guests, or a home office setup. The home features a bright eat-in kitchen ideal for everyday living, along with a formal dining room perfect for entertaining. A generously sized laundry room adds convenience and extra storage space. Outside, you'll find even more to love with both an attached two-car garage and a detached garage complete with a workshop/storage area--perfect for hobbies, projects, or additional parking. The fenced-in backyard sits on approximately half an acre within city limits, giving you room to enjoy outdoor living while still being just minutes from shopping, dining, and other local amenities. This property combines space, location, and practicality--ready to fit a variety of lifestyles.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

3/10
4/10
2/10

Construction

Condition

  • Property condition: Excellent
  • Year built: 1979

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,532
  • Total interior livable area: 2,532 sqft

Property

Details

  • Parcel number: 215
  • Zoning description: Other

Lot

  • Lot size: 0.51 Acres
  • Lot size dimensions: .51

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Inland Flooding
Winter Weather
Hail
Strong Wind

FEMA Declared Disasters Across West Virginia Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,518$30,216
Home Insurance *$174$2,088
Property Taxes $512$6,144
Electricity $262$3,147
Total$3,466$41,592
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,834/yr
40% on housing$103,980/yr
45% on housing$92,426/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$197This listing

vs Other Active Listings

Avg $/sqft

ZIP 26651$136
Nicholas County$115

vs Homes Sold Last Month

Median $/sqft

ZIP 26651
Nicholas County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$505,000

For Sale by Agent

AgentSherrell Nikki Davis, Associate Broker
BrokerageField & Stream Real Estate

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