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2139 Silver Creek Dr, Prescott, MI, 48756

1beds
1baths
729sqft
$90,000
$123price/sqft
$791/moest. monthly cost
$31,640/yrincome needed

About This Home

Enjoy the best of both worlds. Move in ready for year round living or vacationing. Everything is brand new! 1 bed, 1 bath spacious kitchen and living room, full basement, and laundry room. Relax on the covered deck or enjoy the fenced-in backyard. There is a small pet door in the laundry area that leads to a small catio in the fenced-in back yard for your furry friend. There are 2 large carports to accommodate your vehicle and RV's. An RV plug in is located next to deck and there is under deck storage for all your toys. Conveniently located near two different access points to the Rifle River.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Oven/Range,Dishwasher,Washer,Dryer
  • Laundry features: Main Level

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Fireplace features: Gas,Insert,Heatilator
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 729

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 729
  • Total interior livable area: 729 sqft

Kitchen

  • Level: Main
  • Area: 157.32

Living Room

  • Level: Main
  • Area: 300.2

Master Bathroom

  • Features: None

Master Bedroom

  • Level: Main
  • Area: 105.06

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 6501028710000
  • Zoning description: Other

Features

  • Levels: One
  • Stories: 1
  • Exterior features: None
  • Waterfront features: None

Lot

  • Lot size: 8,276 sqft
  • Features: Other
  • Lot size dimensions: 60 x 140

Parking

  • Parking features: None,Dirt

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Hail
Lightning
Strong Wind
Winter Weather
Cold Wave

FEMA Declared Disasters in Ogemaw County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $455$5,460
Home Insurance *$80$960
Property Taxes $68$816
Electricity $188$2,259
Total$791$9,492
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$27,120/yr
40% on housing$23,730/yr
45% on housing$21,093/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$123This listing

vs Other Active Listings

Avg $/sqft

ZIP 48756$69
Ogemaw County$101

vs Homes Sold Last Month

Median $/sqft

ZIP 48756
Ogemaw County$104

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$90,000
2026-07-28Listing removed--
2026-06-02Listed for sale$89,000
2024-12-05Sold$40,000
2024-11-17Pending sale$44,000
2024-09-23Listed for sale$44,000

For Sale by Agent

AgentDavid Nichols
BrokerageKeller Williams Lansing

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