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909 Emily Ct NE, Montgomery, MN, 56069

4beds
3baths
2,167sqft
$410,000
$189price/sqft
$2,614/moest. monthly cost
$104,560/yrincome needed

About This Home

Welcome Home! Better than new 4-bedroom, 3-bath home in Montgomery, built just 1.5–2 years ago and still in like-new condition. Unlike many new construction homes, this property already includes a fully finished walkout basement—offering additional living space and added value from day one. The home features a modern layout with luxury vinyl plank flooring throughout and a bright, open main living area. The kitchen includes granite countertops and flows seamlessly into the dining and living spaces, ideal for everyday living and entertaining. With four bedrooms and three bathrooms, there’s plenty of space and flexibility for a variety of needs. The attached 3-car garage provides ample room for vehicles, storage, or hobbies. Located in a community with no HOA and close to local parks, this home offers the perfect combination of new construction feel, completed spaces, and a convenient Montgomery location. Set your showing today!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

6/10
Montgomery Pre K-8Grades PK-80.9 mi
5/10

Construction

Condition

  • Year built: 2024

Materials

  • Roof: Age 8 Years or Less,Asphalt
  • Construction materials: Block,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer,Water Softener Owned
  • Laundry features: Lower Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom

  • Level: Upper
  • Area: 36
  • Dimensions: 9x4

Bathroom

  • Level: Lower
  • Area: 42
  • Dimensions: 7x6

Bathroom

  • Level: Upper
  • Area: 36
  • Dimensions: 4x9

Bedroom

  • Level: Upper
  • Area: 182
  • Dimensions: 13x14

Bedroom2

  • Level: Upper
  • Area: 144
  • Dimensions: 12x12

Bedroom3

  • Level: Upper
  • Area: 132
  • Dimensions: 11x12

Bedroom4

  • Level: Lower
  • Area: 156
  • Dimensions: 13x12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 2

Dining Room

  • Level: Main
  • Area: 144
  • Dimensions: 16x9

Features

  • Finished area below ground: 746
  • Finished area above ground: 1,421

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,177
  • Total interior livable area: 2,167 sqft

Kitchen

  • Level: Main
  • Area: 154
  • Dimensions: 11x14

Living Room

  • Level: Main
  • Area: 192
  • Dimensions: 16x12

Recreation Room

  • Level: Lower
  • Area: 285
  • Dimensions: 15x19

Utility Room

  • Level: Lower
  • Area: 96
  • Dimensions: 16x6

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 226701070
  • Zoning description: Residential-Single Family
  • Foundation area: 756

Features

  • Levels: Three Level Split
  • Fencing: None

Lot

  • Lot size: 0.33 Acres
  • Lot size dimensions: 31 x 35 x 20 x 170 x 98 x 142

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Hail
Tornado
Cold Wave
Winter Weather

FEMA Declared Disasters in Le Sueur County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,073$24,876
Home Insurance *$330$3,960
Property Taxes $29$348
Electricity $182$2,193
Total$2,614$31,368
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,622/yr
40% on housing$78,420/yr
45% on housing$69,706/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$189This listing

vs Other Active Listings

Avg $/sqft

ZIP 56069$116
Le Sueur County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 56069$165
Le Sueur County$163

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Listed for sale$410,000
2026-08-06Listing removed$410,000
2026-07-29Price change$410,000
2026-07-06Listed for sale$429,900
2026-07-06Listing removed$429,900
2026-06-02Listed for sale$429,900
2026-06-02Listing removed$439,900
2026-05-13Listed for sale$439,900
2026-05-13Listing removed$439,900
2026-04-16Listed for sale$439,900
2024-12-02Sold$410,134
2024-07-29Pending sale$408,824
2024-01-15Listed for sale$362,900
2024-01-10Listing removed--
2023-02-08Listed for sale$362,900
2023-01-02Listing removed--
2022-03-18Price change$376,900
2022-02-22Price change$366,900
2022-01-05Listed for sale$356,900
2022-01-04Listing removed--
2021-05-04Listed for sale$335,900
2021-03-15Sold$51,900
2016-11-02Sold$15,900

For Sale by Agent

AgentShayne Michael Hall
BrokeragePemberton RE

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