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321 Saint Augustine Ave, McComb, MS, 39648

4beds
2baths
2,228sqft
$39,900
$18price/sqft
$484/moest. monthly cost
$19,360/yrincome needed

About This Home

Looking to get into property management? This 4-bedroom, 2-bath home offers 2,228 square feet of living space and has strong income potential. With some work and upgrades, the property could easily be turned into a duplex to maximize rental income, providing multiple streams and a solid return on investment.

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

4/10
Mccomb Middle SchoolGrades 4-60.3 mi
4/10
4/10
Mccomb High SchoolGrades 9-121.1 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 1954

Materials

  • Foundation: Pillar/Post/Pier,Slab
  • Roof: Metal
  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Property subType: Residential,Single Family Residence,Multi Family

Interior

Appliances

  • Appliances included: None
  • Laundry features: Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Ceramic Tile

Heating & Cooling

  • Heating features: Other
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 2,228
  • Total interior livable area: 2,228 sqft

Property

Details

  • Parcel number: 500645
  • Zoning description: General Residence District

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch,None
  • Exterior features: None

Lot

  • Lot size: 9,583 sqft
  • Features: City Lot,Corner Lot
  • Lot size dimensions: 50 x 200

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Tornado
Heat Wave
Strong Wind
Cold Wave
Hail
Hurricane
Inland Flooding
Ice Storm

FEMA Declared Disasters in Pike County and Mississippi

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $201$2,412
Home Insurance *$57$684
Property Taxes $19$228
Electricity $207$2,486
Total$484$5,808
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$16,594/yr
40% on housing$14,520/yr
45% on housing$12,906/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -7.9%
-7.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$18This listing

vs Other Active Listings

Avg $/sqft

ZIP 39648$109
Pike County$107

vs Homes Sold Last Month

Median $/sqft

ZIP 39648$84
Pike County$115

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-23Listed for sale$39,900
2023-08-08Listing removed--
2023-07-28Listed for sale$30,000
2021-04-02Sold--
2021-03-08Contingent$30,000
2021-03-08Listed for sale$30,000
2021-03-08Pending sale$30,000
2019-11-13Listed for sale$30,000
2019-07-17Listing removed$800
2019-03-06Listed for rent$800

For Sale by Agent

AgentTrish Fleming
BrokerageRE/MAX Southland Real Estate

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