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513 S 5th St, McComb, MS, 39648

3beds
1baths
1,244sqft
$45,900
$37price/sqft
$511/moest. monthly cost
$20,440/yrincome needed

About This Home

ALL offers considered! Great investment opportunity in the heart of McComb! This 3-bedroom, 1-bath single-family home is conveniently located near downtown and within walking distance of the post office, McDonald's, shopping, and other local amenities. The property features a new metal roof and a new gas water heater, providing valuable recent updates. A long-term tenant is already in place, making this an excellent option for investors seeking immediate rental income. While the home could benefit from a little TLC, it offers plenty of potential to add value. Don't miss this opportunity to expand your investment portfolio with a property in a convenient location.

Getting Around

55
WalkingSomewhat Walkable
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

4/10
Otken Elementary SchoolGrades 1-40.9 mi
5/10
4/10
Mccomb High SchoolGrades 9-120.4 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 1960

Materials

  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s)
  • Door features: Hinged Patio
  • Window features: Wood Frames
  • Flooring: Carpet,Linoleum

Heating & Cooling

  • Heating features: Natural Gas,Space Heater
  • Cooling features: Ceiling Fan(s),Window Unit(s)

Interior Area

  • Total structure area: 1,244
  • Total interior livable area: 1,244 sqft

Property

Details

  • Parcel number: 550358

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch
  • Exterior features: Awning(s)
  • Fencing: None

Lot

  • Lot size: 0.34 Acres
  • Features: City Lot

Parking

  • Parking features: Driveway,Concrete
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Tornado
Hail
Hurricane
Heat Wave
Strong Wind
Cold Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters in Pike County and Mississippi

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $232$2,784
Home Insurance *$65$780
Property Taxes $22$264
Electricity $192$2,304
Total$511$6,132
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$17,520/yr
40% on housing$15,330/yr
45% on housing$13,626/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -7.9%
-7.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$37This listing

vs Other Active Listings

Avg $/sqft

ZIP 39648$108
Pike County$107

vs Homes Sold Last Month

Median $/sqft

ZIP 39648$84
Pike County$115

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-18Listed for sale$45,900
2026-02-09Listing removed$49,760
2025-09-08Listed for sale$49,760

For Sale by Agent

AgentJanice L Carson
BrokerageSouthern Oaks RE Properties LLC

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