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1122 Willis Cotton Rd, Summit, MS, 39666

4beds
3baths
3,001sqft
$330,000
$110price/sqft
$2,396/moest. monthly cost
$95,840/yrincome needed

About This Home

Welcome to your private country retreat! This spacious 4-bedroom, 3-bath home offers approximately 3,000 square feet of living space and is tucked away down a long private driveway surrounded by beautiful scenery. Inside, you'll find generous living areas, a stunning great room with wood-beamed ceilings, and a floor-to-ceiling brick fireplace. Recent renovations and a brand-new roof add peace of mind and value. Outside, enjoy a huge pond, expansive green space, multiple outbuildings, and a covered pole barn. Whether you're looking for a homestead, recreational property, or peaceful place to call home, this property offers endless possibilities.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

4/10
North Pike Middle SchoolGrades 7-811.7 mi
6/10

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 1968

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Oven
  • Laundry features: In Hall,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),Granite Counters,High Ceilings,Kitchen Island
  • Flooring: Carpet,Ceramic Tile,Concrete,Laminate
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,001
  • Total interior livable area: 3,001 sqft

Property

Details

  • Parcel number: 712676a

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch,Porch,Rear Porch,Slab
  • Exterior features: None
  • Fencing: Barbed Wire,Partial,Fenced
  • On waterfront: Yes
  • Waterfront features: Pond

Lot

  • Lot size: 13.29 Acres
  • Features: Cleared,Few Trees

Parking

  • Total spaces: 2
  • Parking features: Carport,Covered,Circular Driveway,Gravel
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Lightning
Strong Wind
Hail
Hurricane
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters in Pike County and Mississippi

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,668$20,016
Home Insurance *$284$3,408
Property Taxes $165$1,980
Electricity $279$3,348
Total$2,396$28,752
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,148/yr
40% on housing$71,880/yr
45% on housing$63,893/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -7.9%
-7.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$110This listing

vs Other Active Listings

Avg $/sqft

ZIP 39666$106
Pike County$106

vs Homes Sold Last Month

Median $/sqft

ZIP 39666$134
Pike County$115

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Price change$330,000
2026-06-05Listed for sale$340,000

For Sale by Agent

AgentBrittney Coco
BrokerageENRG Global Realty, LLC

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