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1119 Willis Cotton Rd, Summit, MS, 39666

2beds
2baths
1,642sqft
$167,500
$102price/sqft
$1,265/moest. monthly cost
$50,600/yrincome needed

About This Home

Welcome to this inviting brick home located in the sought-after North Pike School District. This home offers 1,642 sq ft of comfortable living space on a solid slab foundation, featuring central air and heat for year-round comfort. Inside, you'll find 2 bedrooms, 1 full bath, and 1 half bath, with a spacious, open layout that's perfect for everyday living. The home also includes a large additional room currently set up as a pool table/game room — a flexible space that could easily be converted into a third bedroom, or transformed into a luxurious master suite with an additional bath. Step outside to enjoy the huge back deck, ideal for entertaining or relaxing outdoors, overlooking a nice, well-maintained yard complete with a storage shed for tools and equipment. This home combines comfort, potential, and a great location — all at an excellent price. Don't miss your chance to make it your own!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

4/10
Otken Elementary SchoolGrades 1-34.9 mi
4/10
4/10
Mccomb High SchoolGrades 9-125.4 mi

Construction

Condition

  • Year built: 1975

Materials

  • Foundation: Slab
  • Roof: Architectural Shingles
  • Construction materials: Brick,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Other

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,642
  • Total interior livable area: 1,642 sqft

Property

Details

  • Parcel number: 712874

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Other

Lot

  • Lot size: 2.21 Acres

Parking

  • Parking features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Lightning
Strong Wind
Hail
Hurricane
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters in Pike County and Mississippi

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $846$10,152
Home Insurance *$144$1,728
Property Taxes $83$996
Electricity $192$2,304
Total$1,265$15,180
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,371/yr
40% on housing$37,950/yr
45% on housing$33,733/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -7.9%
-7.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$102This listing

vs Other Active Listings

Avg $/sqft

ZIP 39666$108
Pike County$106

vs Homes Sold Last Month

Median $/sqft

ZIP 39666$134
Pike County$115

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Price change$167,500
2026-02-11Price change$169,500
2026-01-12Listed for sale$172,500
2020-01-10Sold--
2019-09-16Listed for sale$139,500

For Sale by Agent

AgentBlake Bridevaux
BrokerageDoug Rushing Realty of McComb

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