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1208 N 12th St, Norfolk, NE, 68701

4beds
2baths
1,092sqft
$295,000
$270price/sqft
$2,168/moest. monthly cost
$86,720/yrincome needed

About This Home

Beautiful 4 bedroom 2 bathroom home! Located in a great central location by churches and schools! Perfect for a whole family or for a separate renter in the finished basement or upstairs. 2 Bedrooms upstairs and 2 bedrooms downstairs, full kitchen upstairs and full kitchen downstairs, bathroom upstairs and a bathroom downstairs living room upstairs and living room downstairs. Great sized 2 1/2 car detached garage with alley access! New furnace and air conditioner. You don’t want to miss this house!

Getting Around

56
WalkingSomewhat Walkable
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

8/10
Bel Air Elementary SchoolGrades PK-40.6 mi
4/10
Norfolk Jr High SchoolGrades 7-81.4 mi
3/10

Construction

Condition

  • Year built: 1964

Materials

  • Foundation: Concrete Block
  • Roof: Composition

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Range / Oven,Refrigerator

Basement

  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Tile,Carpet,Laminate

Heating

  • Heating features: Other

Interior Area

  • Total interior livable area: 1,092 sqft

Property

Details

  • Parcel number: 590086774

Features

  • Exterior features: Other

Lot

  • Lot size: 8,712 sqft

Parking

  • Parking features: Garage - Detached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Tornado
Winter Weather
Hail
Inland Flooding
Ice Storm
Strong Wind
Cold Wave
Lightning
Wildfire

FEMA Declared Disasters Across Nebraska Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance $274$3,288
Property Taxes $279$3,348
Electricity $124$1,493
Total$2,168$26,016

Income You'd Need if You Spent...

35% on housing$74,331/yr
40% on housing$65,040/yr
45% on housing$57,813/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 5.7%
5.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$270This listing

vs Other Active Listings

Avg $/sqft

ZIP 68701$132
Madison County$133

vs Homes Sold Last Month

Median $/sqft

ZIP 68701$142
Madison County$141

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Price change$285,000
2026-07-27Price change$295,000
2026-06-24Listed for sale$299,999

For Sale by Owner

AgentProperty Owner

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