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1356 10th St, Gering, NE, 69341

6beds
6baths
3,600sqft
$275,000
$76price/sqft
$2,252/moest. monthly cost
$90,080/yrincome needed

About This Home

**Note Seller is releated to the listing agent - Cinda Munoz Apartments on 2nd floor, charming turn of the century 1 bedroom apts with 1 bathroom. Been updated in recent years, most have new windows. rent for $500/month includes electrical. Main floor apt. charming 2 bedroom/1 bath with large living room. 2 store fronts vacant - last tenants had a beauty shop and barber shop, could be remodeled into 1 space as well. Historic Bender Apartments, has coin operated washer and dryer for tenants Vacant front units can be shown. No showings on occupied units before accepted offer. Seller will give 10 days for Buyer to do personal inspection of units after offer is accepted. Must be pre-approved for loan or have proof of funds to close.

Getting Around

76
WalkingVery Walkable
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

6/10
Lincoln Elementary SchoolGrades PK-50.4 mi
3/10
4/10
Gering High SchoolGrades 9-120.8 mi

Construction

Condition

  • Property condition: Average
  • Year built: 1890

Materials

  • Roof: Flat
  • Construction materials: Frame,Stucco

Type & Style

  • Home type: MultiFamily
  • Property subType: Apartment

Interior

Appliances

  • Appliances included: Refrigerator,Oven

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 6

Interior Area

  • Total structure area: 3,672
  • Total interior livable area: 3,600 sqft

Property

Details

  • Parcel number: 010071121
  • Zoning: COM

Features

  • Levels: Two
  • Entry location: Unit 5: Main Floor

Lot

  • Lot size: 4,396 sqft

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate

How This Home’s Risks Compare

Hail
Winter Weather
Cold Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Drought

FEMA Declared Disasters Across Nebraska Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance $322$3,864
Property Taxes $318$3,816
Electricity $222$2,666
Total$2,252$27,024

Income You'd Need if You Spent...

35% on housing$77,211/yr
40% on housing$67,560/yr
45% on housing$60,053/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$76This listing

vs Other Active Listings

Avg $/sqft

ZIP 69341$116
Scotts Bluff County$245

vs Homes Sold Last Month

Median $/sqft

ZIP 69341$115
Scotts Bluff County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-28Price change$297,500
2026-01-05Price change$325,000
2025-10-17Listed for sale$350,000

For Sale by Agent

AgentCinda Munoz
BrokerageNEBRASKA REALTY

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