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92 14th St, Wheeling, WV, 26003

3beds
3baths
2,400sqft
$295,000
$123price/sqft
$2,099/moest. monthly cost
$83,960/yrincome needed

About This Home

Victorian apartment building smartly renovated in 2003 with subsequent updates, right across from Good Mansion Wines on one of downtown Wheeling's most historic and beautiful tree-lined streets. 3 each 800 SF apartments - 1 on each floor, each with their own separate exterior entrance - each with 1 bedroom, 1 small but efficient full bath, W/D units, and their own central air. Dishwashers in each unit. Mechanical, electrical and HVAC work all modern from 2003. Wide plank poplar flooring installed in 2003 redone in last 8 to 3 years in all units. Cement floor basement for storage. 2 off street parking spaces in the back. Rolled asphalt roof less than 20 years old. Fully rented and occupied with stable, reliable tenants. Tenants pay their own gas and electric. Owner pays water/sewerage/gas. Net annual cash flow of almost $30,000 when units fully occupied.

Getting Around

78
WalkingVery Walkable
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

9/10
Ritchie Elementary SchoolGrades PK-51.5 mi
5/10
Wheeling Middle SchoolGrades 6-81.4 mi
5/10
Wheeling Park High SchoolGrades 9-123.4 mi

Construction

Condition

  • Year built: 1880

Materials

  • Roof: Asphalt
  • Construction materials: brick

Type & Style

  • Home type: MultiFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Range / Oven,Refrigerator,Washer

Basement

  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Forced air,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 2,400 sqft

Property

Details

  • Parcel number: 35100W5102880000

Features

  • Exterior features: Stone,Brick
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 2,500 sqft

Parking

  • Total spaces: 2
  • Parking features: Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High

How This Home’s Risks Compare

Inland Flooding

FEMA Declared Disasters Across West Virginia Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance *$211$2,532
Property Taxes $149$1,788
Electricity $248$2,983
Total$2,099$25,188
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,965/yr
40% on housing$62,970/yr
45% on housing$55,973/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$123This listing

vs Other Active Listings

Avg $/sqft

ZIP 26003$103
Ohio County$105

vs Homes Sold Last Month

Median $/sqft

ZIP 26003$126
Ohio County$99

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-01Listed for sale$295,000

For Sale by Owner

AgentProperty Owner

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