198 Clouse Ln, Taylorsville, NC, 28681
About This Home
Charming waterfront bungalow with 85 ft. of lake frontage, a boathouse, and a concrete patio/dock perfect for lakeside living or investment. Short-term rentals such as Airbnb are allowed. The upper-level features two bedrooms, one full-bath, a stunning chestnut floor with picturesque views of the cove. The updated kitchen boasts a tile backsplash and granite countertops, which flow seamlessly into the beautifully designed living and dining spaces. The basement includes an additional kitchen, a wood stove, 2 additional sleeping rooms & bath, as well as easy lake access, offering the potential to rent out both levels separately. This property also includes a boathouse equipped with a winch and track for safely securing your fishing boat and lake toys. The stationary patio/dock, complete with a sink, are perfect for entertaining or relaxing by the water & watching the herons and wildlife. Bring your grill and your chairs and start creating unforgettable memories at this lakeside retreat.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1979
Materials
- Roof: Composition,Metal
- Construction materials: Block,Wood
Type & Style
- Home type: SingleFamily
- Architectural style: Bungalow
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Oven,Electric Water Heater,Exhaust Hood,Gas Range,Microwave,Refrigerator
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Exterior Entry,Finished,Full,Interior Entry
Bathroom Full
- Level: Main
Bathroom Full
- Level: Basement
Bedroom S
- Level: Main
Bedroom S
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 2
Dining Room
- Level: Main
Family Room
- Level: Basement
Features
- Kitchen Island,Open Floorplan,Pantry
- Flooring: Carpet,Tile,Vinyl,Wood
- Fireplace features: Family Room,Insert,Wood Burning
- Finished area below ground: 610
- Finished area above ground: 803
Flex Space
- Level: Basement
Heating & Cooling
- Heating features: Ductless,Wood Stove
- Cooling features: Ductless
Interior Area
- Total structure area: 803
- Total interior livable area: 1,413 sqft
Kitchen
- Level: Main
Laundry
- Level: Basement
Other
- Level: Basement
Other
- Level: Basement
Other
- Level: Basement
Property
Details
- Parcel number: 0002390
- Zoning: RA-20
- Special condition: Standard
- Horse amenities: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck
- Exterior features: Storage,Other - See Remarks
- Has view: Yes
- View description: Water,Year Round
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Covered structure,Retaining Wall,Dock,Waterfront
- Waterbody name: Lake Hickory
Lot
- Lot size: 0.49 Acres
- Features: Views
Parking
- Total spaces: 4
- Parking features: Driveway
- Has uncovered spaces: Yes
- Uncovered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Lightning
- Strong Wind
- Cold Wave
- Hail
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Alexander County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,916 | $22,992 |
| Home Insurance * | $138 | $1,656 |
| Property Taxes | $230 | $2,760 |
| Electricity | $200 | $2,405 |
| Total | $2,484 | $29,808 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-25 | Listed for sale | $399,000 |
| 2025-10-01 | Listing removed | $449,000 |
| 2025-08-01 | Listed for sale | $449,000 |
| 2025-08-01 | Listing removed | $449,000 |
| 2025-06-21 | Price change | $449,000 |
| 2025-05-29 | Price change | $469,000 |
| 2025-04-02 | Price change | $499,000 |
| 2025-02-21 | Price change | $525,000 |
| 2025-01-26 | Listed for sale | $549,000 |
| 2022-05-26 | Listing removed | -- |
| 2022-05-19 | Listed for sale | $422,000 |
| 2017-03-15 | Sold | $85,000 |
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