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166 Mull Dr, Taylorsville, NC, 28681

2beds
3baths
1,763sqft
$769,900
$437price/sqft
$4,841/moest. monthly cost
$193,640/yrincome needed

About This Home

This classic lake house located on beautiful lake Hickory NC is ready and waiting for those looking for a waterfront residence. Home offers plenty of areas both inside and out to unwind and relax. Beautiful bedrooms, flooring ,bathrooms and kitchen all await you, your family and guests! Make those lasting memories by enjoying your own private boardwalk, patio areas, gazebo, pier and boat house. Conveniently located just minutes from Hickory the Wilkesboro's. Charlotte, Winston Salem, Boone and the high country. Entire home was updated about 15 years ago. Home furnishings, art work, and,,,,, pontoon with 200 HP Yamaha Engine can also be purchased seperatly!!!! Gotta come see this, pictures and videos just cant capture what this property has to offer.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
Wittenburg ElementaryGrades PK-52.1 mi
9/10
West Alexander MiddleGrades 6-86.9 mi
3/10
Alexander Central HighGrades 9-126.3 mi

Construction

Condition

  • Year built: 1971

Materials

  • Construction materials: Block,Stone,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Stick/Site Built,Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: In Basement

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3

Entry

  • Level: Main

Features

  • Great Room,Ceiling Fan(s),Dead Bolt(s),Kitchen Island,Pantry
  • Flooring: Engineered Hardwood,Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Great Room
  • Fireplace: Yes
  • Attic: Access Only
  • Finished area above ground: 1,763

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Fireplace(s),Heat Pump,Electric,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,763
  • Total interior livable area: 1,763 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Master Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: 2 or more Access Exits,Accessible Kitchen Appliances,Accessible Parking

Details

  • Parcel number: 0002736
  • Zoning: Residential
  • Special condition: Owner Sale

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch
  • Exterior features: Lighting,Garden
  • Fencing: None
  • Has view: Yes
  • View description: Lake,Water
  • Has water view: Yes
  • Water view: Lake,Water
  • On waterfront: Yes
  • Waterfront features: Lake Privileges,Lake Front,Lake

Lot

  • Lot size: 0.55 Acres
  • Features: Natural Land,Sloped,Views,Not in Flood Zone
  • Lot size dimensions: .55

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage,Gravel,Lighted,Detached Carport,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Cold Wave
Hail
Tornado
Winter Weather

FEMA Declared Disasters in Alexander County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,893$46,716
Home Insurance *$280$3,360
Property Taxes $468$5,616
Electricity $200$2,405
Total$4,841$58,092
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$165,977/yr
40% on housing$145,230/yr
45% on housing$129,093/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$437This listing

vs Other Active Listings

Avg $/sqft

ZIP 28681$213
Alexander County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 28681$192
Alexander County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-24Price change$789,900
2025-08-29Listed for sale$800,000

For Sale by Agent

AgentAlex Blair
BrokerageHoward Hanna Allen Tate – Blair Properties

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