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23 Ridgewood St, Wheeling, WV, 26003

3beds
3baths
2,061sqft
$229,000
$111price/sqft
$1,818/moest. monthly cost
$72,720/yrincome needed

About This Home

Darling 3-bed, 2.5 bath home that perfectly blends classic charm with highly functional living spaces. The welcoming front porch creates instant curb appeal and invites you into a beautiful interior. On the main floor, the cozy living room serves as the heart of the home, anchored by a beautiful fireplace. The adjacent dining area flows seamlessly into a sunroom, which is flooded with natural light and offers a serene spot for morning coffee. The main level also features a laundry room and a separate powder room. The partially finished basement with a full bath is ideal for entertaining, teens /guest suite or a home office. A fully fenced private back yard is perfect for pets, play or more.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

9/10
9/10
5/10
Wheeling Park High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1920

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes

Bathroom1

  • Level: Second

Bathroom2

  • Level: Basement

Bathroom5

  • Level: First

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: Basement

Features

  • Finished area above ground: 2,061

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 2,061
  • Total interior livable area: 2,061 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 35100W6301490000

Features

  • Levels: Two

Lot

  • Lot size: 696.96 sqft
  • Lot size dimensions: 60 x 117

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Lightning

FEMA Declared Disasters Across West Virginia Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,157$13,884
Home Insurance *$164$1,968
Property Taxes $284$3,408
Electricity $213$2,562
Total$1,818$21,816
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,331/yr
40% on housing$54,540/yr
45% on housing$48,480/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$111This listing

vs Other Active Listings

Avg $/sqft

ZIP 26003$103
Ohio County$105

vs Homes Sold Last Month

Median $/sqft

ZIP 26003$126
Ohio County$99

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$229,000
2019-02-19Sold$190,000
2019-01-14Pending sale$199,000
2018-11-08Listed for sale$199,000
2008-12-12Listing removed$149,000
2008-11-09Price change$149,000
2008-11-01Price change$159,000
2008-07-13Listed for sale$162,500

For Sale by Agent

AgentBecky Ann McNeely
BrokerageHarvey Goodman Realtors

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