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424 Wright St, Lock Haven, PA, 17745

4beds
2baths
0sqft
$199,999
--price/sqft
$1,712/moest. monthly cost
$68,480/yrincome needed

About This Home

Excellent investment opportunity featuring a versatile two-unit property. The primary unit offers 3 bedrooms and 1 full bathroom with comfortable living space and strong rental potential. The second unit provides flexibility for additional income and could be configured as a 1-bedroom, 1-bathroom apartment, making it ideal for tenants, guests, or owner-occupancy. Conveniently located near local amenities, this property presents an excellent opportunity for investors or buyers seeking supplemental income.

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

6/10
4/10

Construction

Condition

  • Year built: 1895

Materials

  • Construction materials: Masonry - Stucco,Stone Siding,Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Laminate,Linoleum
  • Finished area above ground: 0

Heating

  • Heating features: Oil,Forced Air

Interior Area

  • Total structure area: 0

Property

Details

  • Parcel number: 115531
  • Lease amount: 0

Features

  • Stories: 2
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 7,841 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,011$12,132
Home Insurance *$93$1,116
Property Taxes $384$4,608
Electricity $224$2,692
Total$1,712$20,544
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,697/yr
40% on housing$51,360/yr
45% on housing$45,653/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -3.0%
-3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 17745$98
Clinton County$109

vs Homes Sold Last Month

Median $/sqft

ZIP 17745$114
Clinton County$128

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-13Price change$194,900
2026-06-04Listed for sale$199,999

For Sale by Agent

AgentBrady Carnahan
BrokerageSWC Realty

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