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514 E Church St, Lock Haven, PA, 17745

2beds
1baths
1,262sqft
$169,900
$135price/sqft
$1,314/moest. monthly cost
$52,560/yrincome needed

About This Home

Remodeled 2 story with 2 bedrooms, 1 bath, new kitchen, front and side porch. rear 1 car garage. A must see to appreciate.

Getting Around

64
WalkingSomewhat Walkable
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

4/10
Robb El SchoolGrades K-40.1 mi
5/10
4/10

Construction

Condition

  • Year built: 1929

Materials

  • Foundation: Stone
  • Roof: Metal
  • Construction materials: Frame,See Remarks

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oil,None

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom

  • Level: Upper
  • Area: 49.77
  • Dimensions: 7.9 x 6.3

Bedroom1

  • Level: Upper
  • Area: 150.79999999999998
  • Dimensions: 11.6 x 13

Bedroom2

  • Level: Upper
  • Area: 117.92000000000002
  • Dimensions: 13.4 x 8.8

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main
  • Area: 183.52
  • Dimensions: 14.8 x 12.4

Features

  • Formal Separate,Ceiling Fan(s)
  • Window features: New
  • Flooring: Carpet W/W,Linoleum,Laminate
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 1,262

Heating & Cooling

  • Heating features: None,Oil,Hot Water
  • Cooling features: None

Interior Area

  • Total structure area: 1,262
  • Total interior livable area: 1,262 sqft

Kitchen

  • Level: Main
  • Area: 200.88
  • Dimensions: 16.2 x 12.4

Living Room

  • Level: Main
  • Area: 178.56
  • Dimensions: 14.4 x 12.4

Property

Details

  • Parcel number: F-03-0106
  • Zoning: R

Features

  • Levels: Two
  • Patio & porch: Porch
  • Has view: Yes
  • View description: City
  • Waterfront features: None
  • Topography of land: Level

Lot

  • Lot size: 8,712 sqft
  • Features: Level,Cleared

Parking

  • Parking features: Gravel,Alley Access

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Lightning
Winter Weather

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $859$10,308
Home Insurance *$79$948
Property Taxes $152$1,824
Electricity $224$2,692
Total$1,314$15,768
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,051/yr
40% on housing$39,420/yr
45% on housing$35,040/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -3.0%
-3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$135This listing

vs Other Active Listings

Avg $/sqft

ZIP 17745$99
Clinton County$109

vs Homes Sold Last Month

Median $/sqft

ZIP 17745$114
Clinton County$128

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-07Price change$174,900
2026-03-20Listed for sale$179,900

For Sale by Agent

AgentCorrine N Bierly
BrokerageSWC Realty

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