45 W Bald Eagle St, Lock Haven, PA, 17745
About This Home
Welcome to this beautiful 1931 brick home located in the heart of Lock Haven—where timeless character meets thoughtful modern updates. With 5 spacious bedrooms and 2 full bathrooms, this home offers the perfect combination of size, charm, and functionality for families looking to grow or anyone in need of extra space. From the moment you arrive, you’ll appreciate the care and investment that has gone into maintaining and improving this property. The home’s classic brick exterior is complemented by freshly painted trim and porches, along with rebuilt columns and structural porch updates, enhancing both curb appeal and long-term durability. Enjoy relaxing mornings or evenings outside on the new composite deck, while the additional porches have been resealed for extended life and low maintenance. Step inside and you’ll immediately notice the warmth and character of hardwood floors throughout the home, creating a cohesive and inviting feel in every room. The interior offers a spacious layout with plenty of natural light, making it ideal for both everyday living and entertaining guests. The kitchen has been updated with a brand new floor, providing a fresh and functional space for cooking and gathering. Additional interior improvements include recent painting and updates in the basement, adding usability and flexibility to the home. A major bonus is the 2-car garage featuring a brand new metal roof, giving you added peace of mind and long-term value. Altogether, the seller has invested significantly in key upgrades, allowing the next owner to move in confidently without needing to take on major projects. Located in a convenient area of Lock Haven, this home offers easy access to local amenities, schools, and everything the community has to offer—while still providing the space and comfort of a larger property. This is a rare opportunity to own a large, character-filled home with meaningful updates already completed. Whether you’re looking for more space, a home with personality, or simply something move-in ready with long-term value, this property checks all the boxes. Schedule your private showing today and come experience the space, charm, and potential this home has to offer.
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1931
Materials
- Foundation: Block
- Roof: Shingle
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Water Heater
Basement
- Area: 1131
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 5
Features
- Finished area below ground: 1,131
- Finished area above ground: 3,706
Heating & Cooling
- Heating features: Hot Water,Natural Gas,Electric
- Cooling features: Ductless,Electric
Interior Area
- Total structure area: 4,837
- Total interior livable area: 4,837 sqft
Property
Accessibility
- Accessibility features: Accessible Doors,Accessible Hallway(s)
Details
- Parcel number: NO TAX RECORD
- Zoning: RESIDENTIAL
- Special condition: Standard
Features
- Levels: Two and One Half
- Stories: 2
- Pool features: None
Lot
- Lot size: 6,098 sqft
Parking
- Total spaces: 5
- Parking features: Garage Faces Front,Detached,Driveway
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
- Uncovered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Pennsylvania Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,390 | $16,680 |
| Home Insurance * | $128 | $1,536 |
| Property Taxes | $247 | $2,964 |
| Electricity | $530 | $6,368 |
| Total | $2,295 | $27,540 |
Income You'd Need if You Spent...
Pennsylvania FAIR Plan Programs
Insurance Placement Facility of Pennsylvania/FAIR Plan
Wildfire
HailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-20 | Listed for sale | $295,000 |
| 2025-09-13 | Listing removed | $269,900 |
| 2025-07-18 | Price change | $269,900 |
| 2025-05-01 | Listed for sale | $289,000 |
| 2024-11-05 | Listing removed | $299,000 |
| 2024-09-27 | Price change | $299,000 |
| 2024-07-29 | Listed for sale | $329,900 |
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