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190 E CARDINAL AVE, Wheeling, WV, 26003

4beds
3baths
1,927sqft
$249,900
$130price/sqft
$1,891/moest. monthly cost
$75,640/yrincome needed

About This Home

spacious 4-bedroom 2.5 bath home offers plenty of living space. features include living room family room breakfast nook full basement and plenty of room for entertaining and everyday living all in a convenient location. POOL TABLE WILL BE REMOVED PRIOR TO CLOSING

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

10/10
Madison Elementary SchoolGrades PK-51.5 mi
9/10
5/10
Wheeling Park High SchoolGrades 9-123.2 mi

Construction

Condition

  • Year built: 1973

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom1

  • Level: Second

Bathroom2

  • Level: Second

Bathroom5

  • Level: First

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Finished area above ground: 1,927

Heating

  • Heating features: Electric

Interior Area

  • Total structure area: 1,927
  • Total interior livable area: 1,927 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 3510W30A00620000

Features

  • Levels: Two

Lot

  • Lot size: 0.34 Acres
  • Lot size dimensions: 0.34 ACRES

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Inland Flooding

FEMA Declared Disasters Across West Virginia Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,263$15,156
Home Insurance *$179$2,148
Property Taxes $250$3,000
Electricity $199$2,395
Total$1,891$22,692
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,834/yr
40% on housing$56,730/yr
45% on housing$50,426/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$130This listing

vs Other Active Listings

Avg $/sqft

ZIP 26003$103
Ohio County$105

vs Homes Sold Last Month

Median $/sqft

ZIP 26003$126
Ohio County$99

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Price change$249,900
2026-06-29Listed for sale$264,000

For Sale by Agent

AgentAlisha Taylor
BrokerageAllied Realty Groups

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