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2216 Overlook Rd, Powhatan, VA, 23139

3beds
2baths
1,200sqft
$405,000
$338price/sqft
$2,582/moest. monthly cost
$103,280/yrincome needed

About This Home

Just finished Brand New 3br. , 2 bath Rancher. Lakefront with private pier. Stainless steel appliances , comes with washer & dryer . Everything is Brand new! Hickory Cabinets, Solid Bamboo wood floors. Full length rear deck overlooking beautiful lake. Fishing , Swimming, Boating! Hard Duct Heat pump system. Gas fireplace, Vinyl siding, ceiling fans throughout. Builder/Owner, No Seller Financing, No calls after 8 P.M. No Emails or Texts.....Calls Only.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

8/10
7/10
Powhatan Jr. High SchoolGrades 6-86.6 mi
5/10
Powhatan High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 2018

Materials

  • Foundation: Concrete Block
  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Garbage disposal,Microwave,Range / Oven,Refrigerator,Washer
  • Laundry features: In Unit

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Hardwood,Linoleum / Vinyl
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat pump,Propane / Butane
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,200 sqft

Property

Details

  • Parcel number: 029A1H11

Features

  • Exterior features: Vinyl
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes

Parking

  • Parking features: Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Drought
Lightning
Strong Wind
Earthquake
Heat Wave
Inland Flooding
Ice Storm
Tornado
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,047$24,564
Home Insurance *$113$1,356
Property Taxes $220$2,640
Electricity $202$2,433
Total$2,582$30,984
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,525/yr
40% on housing$77,460/yr
45% on housing$68,853/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$338This listing

vs Other Active Listings

Avg $/sqft

ZIP 23139$256
Powhatan County$257

vs Homes Sold Last Month

Median $/sqft

ZIP 23139$251
Powhatan County$258

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-31Listed for sale$405,000

For Sale by Owner

AgentProperty Owner

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