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2028 Cook Rd, Powhatan, VA, 23139

3beds
2baths
1,400sqft
$3,000,000
$2,143price/sqft
$17,787/moest. monthly cost
$711,480/yrincome needed

About This Home

Incredible development opportunity in Powhatan! 265 acres zoned R-5 with a conceptual plan approved for 53 lots. Existing roads providing access throughout the property. 1400 sqft brick rancher with a well and conventional septic currently being rented. Managed timber with a recent residential cut. Beautiful stream running along the Eastern border. There is an abundance of wildlife throughout the property with deer, turkey, and small game. Quiet setting on a cul-de-sac road.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

7/10
5/10
Powhatan Jr. High SchoolGrades 6-86.2 mi
6/10
Powhatan High SchoolGrades 9-1213.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1974

Materials

  • Roof: Shingle
  • Construction materials: Brick,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Partially Carpeted
  • Attic: Access Only
  • Finished area below ground: 0
  • Finished area above ground: 1,400

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: None

Interior Area

  • Total interior livable area: 1,400 sqft

Other

  • Level: First

Property

Details

  • Parcel number: 03554
  • Zoning description: R-5

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 265.93 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Drought
Strong Wind
Earthquake
Lightning
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $15,169$182,028
Home Insurance *$838$10,056
Property Taxes $1,578$18,936
Electricity $202$2,433
Total$17,787$213,444
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$609,840/yr
40% on housing$533,610/yr
45% on housing$474,320/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$2,143This listing

vs Other Active Listings

Avg $/sqft

ZIP 23139$232
Powhatan County$233

vs Homes Sold Last Month

Median $/sqft

ZIP 23139$251
Powhatan County$258

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-28Listed for sale$3,000,000

For Sale by Agent

AgentJoey Paquette
BrokerageVillage Concepts Realty Group

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