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553 Carlock Creek Rd, Chilhowie, VA, 24319

3beds
2baths
980sqft
$85,000
$87price/sqft
$720/moest. monthly cost
$28,800/yrincome needed

About This Home

Great investment property.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

9/10
8/10
Chilhowie Middle SchoolGrades 6-81.8 mi
8/10
Chilhowie High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 2017

Materials

  • Roof: Metal
  • Construction materials: Metal Siding,Dry Wall

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home,Mobile Home

Interior

Appliances

  • Appliances included: None

Basement

  • Area: 0

Basement

  • Basement: Crawl Space,None

Bathroom

  • Level: First

Bathroom2

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Cable High Speed Internet
  • Window features: Insulated Windows
  • Flooring: Laminate
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 980

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 980
  • Total interior livable area: 980 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 53A9
  • Zoning: RES

Features

  • Stories: 1
  • Patio & porch: Covered,Porch
  • Fencing: None
  • Water view: None
  • Waterfront features: None

Lot

  • Lot size: 0.62 Acres
  • Features: Steep Slope

Parking

  • Parking features: Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $429$5,148
Home Insurance *$50$600
Property Taxes $39$468
Electricity $202$2,433
Total$720$8,640
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$24,685/yr
40% on housing$21,600/yr
45% on housing$19,200/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$87This listing

vs Other Active Listings

Avg $/sqft

ZIP 24319$118
Smyth County$97

vs Homes Sold Last Month

Median $/sqft

ZIP 24319
Smyth County$114

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-25Listed for sale$95,000
2025-09-11Sold$94,882
2024-09-10Sold$85,000
2021-05-10Sold$19,000
2021-03-30Listed for sale$19,500
2020-09-09Listing removed$19,000
2020-07-27Price change$19,000
2020-03-26Listed for sale$18,000
2011-07-14Sold$16,000

For Sale by Agent

AgentDorothy Greer
BrokerageHeartland Real Estate Inc.

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