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189 Kirby Rd, Raven, VA, 24639

2beds
1baths
1,188sqft
$30,000
$25price/sqft
$383/moest. monthly cost
$15,320/yrincome needed

About This Home

This Split Level style single family home offers 2 bedrooms and 1 bathroom with approximately 1188 square feet of living space on a 0.2 acre lot. There are no inspection or financing contingencies on this cash only purchase. The foreclosure deed has been recorded, allowing for shorter closing timelines. No Buyer Premium on this property. The seller has closing representation in this transaction. The buyer has the right to select their own title/closing company, or may use the sellers title company. The buyer is responsible for all closing costs in this transaction. In the event the buyer chooses their own title/closing company, the buyer will be responsible for additional costs for coordinating the closing that are completed by the sellers title company.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

--
Raven Elementary SchoolGrades K-50.6 mi
7/10
Richlands Middle SchoolGrades 6-83.6 mi
6/10
Richlands High SchoolGrades 9-123.6 mi

Construction

Condition

  • Year built: 1945

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Interior Area

  • Total structure area: 1,188
  • Total interior livable area: 1,188 sqft

Property

Details

  • Parcel number: 104A515010002
  • Special condition: Auction

Features

  • Stories: 1

Lot

  • Lot size: 8,712 sqft

Parking

  • Total spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Drought
Strong Wind
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $151$1,812
Home Insurance *$16$192
Property Taxes $14$168
Electricity $202$2,433
Total$383$4,596
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$13,131/yr
40% on housing$11,490/yr
45% on housing$10,213/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$25This listing

vs Other Active Listings

Avg $/sqft

ZIP 24639$60
Tazewell County$132

vs Homes Sold Last Month

Median $/sqft

ZIP 24639—
Tazewell County$99

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-06Listing removed$90,000
2026-01-06Price change$90,000
2025-12-09Listed for sale$104,500
2024-09-18Sold$95,000
2024-09-10Pending sale$95,000
2024-08-06Contingent$95,000
2024-07-31Listed for sale$95,000

Unknown Listed By

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