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643 Englewood Dr, Abbeville, AL, 36310

6beds
5baths
3,928sqft
$525,000
$134price/sqft
$3,846/moest. monthly cost
$153,840/yrincome needed

About This Home

Lake Eufaula Retreat. Ready To Have Fun In Style. 3928 sq ft, House on the Water with Covered Boat Dock/Lift. 6 Bedroom, 3 Full Bath, 2 Half Bath. Large Open Family Room/Kitchen with Lots of Windows. Many Updates Throughout. Great Covered Porches and Decks. 2 Car Detached Garage and 4 Car Covered Carport. Covered Boat Dock has Power, Water, and Lift for Large Boat. Located in Englewood Subdivision. Bottom Floor has New Master Bedroom, Closets, Master Bath, HVAC, Paint, Flooring, and Double Doors. Well Maintained and Move in Ready. Will Consider Seller leaving ALL Contents/Furniture. Priced below cty tax appraisal, cty tax appraisal $590,900.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

2/10
Abbeville Elementary SchoolGrades PK-610.7 mi
2/10
Abbeville High SchoolGrades 7-1211.5 mi

Construction

Condition

  • Year built: 1997

Materials

  • Foundation: Crawl Space
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Disposal,Oven,Range,Range Hood
  • Laundry features: Inside

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2

Features

  • Flooring: Carpet,Tile,Laminate
  • Fireplace features: None

Interior Area

  • Total structure area: 3,928
  • Total interior livable area: 3,928 sqft

Property

Details

  • Parcel number: 0605150003001003

Features

  • Levels: Three Or More
  • Pool features: None
  • Patio & porch: Deck,Patio-Covered,Porch-Covered,Other-See Remarks
  • On waterfront: Yes
  • Waterfront features: Lake Front,Lake Acces,Other-See Remarks

Lot

  • Lot size: 0.75 Acres
  • Lot size dimensions: 120 x 392 x 55 x 314

Parking

  • Total spaces: 2
  • Parking features: 2 Car,Detached Carport,Detached,Other-See Remarks
  • Has garage: Yes
  • Covered spaces: 2
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Drought
Hail
Hurricane
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$644$7,728
Property Taxes $109$1,308
Electricity $439$5,274
Total$3,846$46,152
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$131,862/yr
40% on housing$115,380/yr
45% on housing$102,560/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$134This listing

vs Other Active Listings

Avg $/sqft

ZIP 36310$227
Henry County$339

vs Homes Sold Last Month

Median $/sqft

ZIP 36310$86
Henry County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-20Listed for sale$525,000
2025-12-03Listing removed$585,000
2025-09-10Price change$585,000
2024-12-02Listed for sale$658,000
2024-03-03Listing removed$552,300
2023-11-14Price change$552,300
2023-03-02Price change$572,000
2022-08-19Listed for sale$599,900
2020-05-19Listing removed$419,900
2020-03-05Listed for sale$419,900

For Sale by Agent

AgentDonnie Wells
BrokerageThe Real Estate Group

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