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100 W Main St, Ellisville, IL, 61431

3beds
2baths
2,125sqft
$39,900
$19price/sqft
$457/moest. monthly cost
$18,280/yrincome needed

About This Home

You’ll fall in love with the front porch on this charming two-story home. Step inside and enjoy the character throughout, from the beautiful woodwork in the Living Room to the spacious Dining Room that’s perfect for gatherings. The Kitchen offers ample cabinets, generous counter space, and an informal dining area, while the Den features a built-in bookshelf ideal for book lovers. Upstairs, you’ll find three oversized bedrooms, a laundry room, and a full bathroom. A full basement, two car detached garage, and fenced yard complete this wonderful property. Schedule your showing today. All measurements are approx. & not deemed reliable. This is a Fannie Mae Homepath property.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1905

Materials

  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedroom1

  • Level: Upper
  • Dimensions: 12ft 0in x 14ft 0in

Bedroom2

  • Level: Upper
  • Dimensions: 14ft 0in x 10ft 0in

Bedroom3

  • Level: Upper
  • Dimensions: 12ft 0in x 12ft 0in

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace features: Decorative,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,125
  • Total interior livable area: 2,125 sqft

Kitchen

  • Level: Main
  • Dimensions: 10ft 0in x 12ft 0in

Laundry

  • Level: Upper
  • Dimensions: 9ft 0in x 8ft 0in

Living Room

  • Level: Main
  • Dimensions: 14ft 0in x 18ft 0in

Main Level

  • Area: 1159

Other

  • Level: Main
  • Dimensions: 12ft 0in x 15ft 0in

Other

  • Level: Main
  • Dimensions: 8ft 0in x 6ft 0in

Other

  • Level: Main
  • Dimensions: 12ft 0in x 14ft 0in

Other

  • Area: 0

Upper Level

  • Area: 966

Property

Details

  • Parcel number: 020605105003
  • Zoning description: Residential

Features

  • Levels: Two
  • Patio & porch: Porch

Lot

  • Lot size: 10,018 sqft
  • Features: Level
  • Lot size dimensions: 100 x 100

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Strong Wind
Tornado
Drought
Earthquake
Heat Wave
Ice Storm
Lightning

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $201$2,412
Home Insurance *$37$444
Property Taxes $56$672
Electricity $163$1,961
Total$457$5,484
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$15,668/yr
40% on housing$13,710/yr
45% on housing$12,186/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$19This listing

vs Other Active Listings

Avg $/sqft

ZIP 61431
Fulton County$75

vs Homes Sold Last Month

Median $/sqft

ZIP 61431$95
Fulton County$72

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Listed for sale$25,000
2026-05-10Listing removed$39,900
2026-05-04Listed for sale$39,900
2026-04-16Pending sale$39,900
2026-04-07Listed for sale$39,900
2026-04-07Listing removed$49,900
2026-03-20Listed for sale$49,900
2025-12-07Listing removed$49,900
2025-11-22Price change$49,900
2025-10-22Price change$54,500
2025-09-24Price change$58,900
2025-08-24Listed for sale$60,900
2018-12-21Listing removed$60,000
2018-10-03Price change$60,000
2018-06-14Listed for sale$65,000

For Sale by Agent

AgentDonna L Fauntleroy
BrokerageColdwell Banker Real Estate Group

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