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224 N Jefferson St, Astoria, IL, 61501

5beds
2baths
2,388sqft
$149,900
$63price/sqft
$1,543/moest. monthly cost
$61,720/yrincome needed

About This Home

Check out this recently updated 5 possibly 6 bedroom split level house on 3/4 of an acre! Beautiful home with plenty of space and lots of storage areas. New roof was installed in 2025. Storm shelter with the potential for a storage cellar. Call today for a showing!

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

7/10
Astoria Elementary SchoolGrades PK-50.1 mi
4/10
6/10
Astoria High SchoolGrades 9-120.1 mi

Construction

Condition

  • Year built: 1968

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Frame,Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Additional Room

  • Level: Lower
  • Dimensions: 9ft 11in x 9ft 0in

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator,Water Softener Owned,Gas Water Heater

Basement

  • Has basement: Yes

Bedroom1

  • Level: Main
  • Dimensions: 13ft 7in x 10ft 2in

Bedroom2

  • Level: Main
  • Dimensions: 13ft 7in x 9ft 2in

Bedroom3

  • Level: Lower
  • Dimensions: 9ft 9in x 11ft 2in

Bedroom4

  • Level: Lower
  • Dimensions: 8ft 8in x 11ft 3in

Bedroom5

  • Level: Lower
  • Dimensions: 8ft 9in x 12ft 4in

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Family Room

  • Level: Lower
  • Dimensions: 15ft 1in x 14ft 7in

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,388
  • Total interior livable area: 2,388 sqft

Kitchen

  • Level: Main
  • Dimensions: 12ft 11in x 11ft 5in

Laundry

  • Level: Lower
  • Dimensions: 12ft 0in x 11ft 4in

Living Room

  • Level: Main
  • Dimensions: 18ft 1in x 13ft 2in

Lower Level

  • Area: 1128

Main Level

  • Area: 1260

Other

  • Level: Main
  • Dimensions: 13ft 3in x 16ft 6in

Property

Details

  • Parcel number: 242624107012
  • Zoning description: residential

Lot

  • Lot size: 0.77 Acres
  • Features: Wooded,Sloped
  • Lot size dimensions: 120 x 260

Parking

  • Total spaces: 1
  • Parking features: Attached,On Street,Gravel
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado
Drought
Earthquake
Heat Wave
Inland Flooding
Ice Storm
Landslide

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $757$9,084
Home Insurance *$390$4,680
Property Taxes $213$2,556
Electricity $183$2,204
Total$1,543$18,516
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,902/yr
40% on housing$46,290/yr
45% on housing$41,146/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$63This listing

vs Other Active Listings

Avg $/sqft

ZIP 61501$69
Fulton County$74

vs Homes Sold Last Month

Median $/sqft

ZIP 61501$47
Fulton County$72

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Price change$157,900
2026-03-05Listed for sale$160,000
2025-04-02Sold$105,000
2025-03-05Pending sale$139,900
2024-08-31Price change$139,900
2024-07-15Price change$149,900
2024-06-18Price change$159,900
2024-05-15Listed for sale$169,900

For Sale by Agent

AgentWesley Carithers
BrokerageRhoades Real Estate & Land Auc

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