See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

16 Christy Ln, Winfield, WV, 25213

5beds
3baths
3,304sqft
$499,900
$151price/sqft
$3,559/moest. monthly cost
$142,360/yrincome needed

About This Home

Welcome to riverfront living at its finest, where luxury, privacy, and lifestyle meet on nearly a flat acre along a wide, scenic stretch of river. This fully updated 5-bedroom, 3-bath home blends modern upgrades with comfortable living, featuring a beautifully renovated kitchen with soapstone countertops and updated bathrooms throughout. Spacious bedrooms offer flexibility for guests, office, or entertaining. Step outside to enjoy your private boat launch, floating dock with shore power, and a deck perfect for relaxing or hosting while overlooking the water. A Generac 11kW generator provides added peace of mind year-round. The oversized 4-car carport with power offers ample space for vehicles, a boat, or camper. Surrounded by privacy, this move-in ready property offers a rare opportunity to own a turnkey riverfront retreat with exceptional views, space, and amenities.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

5/10
Poca Elementary SchoolGrades PK-52.1 mi
8/10
Poca Middle SchoolGrades 6-82.1 mi
9/10
Poca High SchoolGrades 9-123.0 mi

Construction

Condition

  • Year built: 1979

Materials

  • Roof: Composition,Shingle
  • Construction materials: Brick,Drywall,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Level: Main
  • Dimensions: 11.9x11.1

Bedroom3

  • Level: Main
  • Dimensions: 11.9x11.1

Bedroom4

  • Level: Lower
  • Dimensions: 12.10x12.11

Bedroom4

  • Level: Lower
  • Dimensions: 15.0x12.6

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Den

  • Level: Lower
  • Dimensions: 14.8x11.4

Dining Room

  • Level: Main
  • Dimensions: 11.10x9.3

Family Room

  • Level: Main
  • Dimensions: 17.0x10.1

Features

  • Breakfast Area,Separate/Formal Dining Room,Cable TV
  • Window features: Insulated Windows
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,304 sqft

Kitchen

  • Level: Main
  • Dimensions: 11.10x12.11

Living Room

  • Level: Main
  • Dimensions: 20.0x13.6

Primary Bedroom

  • Level: Main
  • Dimensions: 11.2x13.3

Recreation

  • Level: Lower
  • Dimensions: 21.6x14.10

Utility Room

  • Level: Lower
  • Dimensions: 7.1x6.0

Property

Details

  • Parcel number: 100195005300130000

Features

  • Stories: 1
  • Patio & porch: Patio,Porch
  • Exterior features: Fence,Porch,Patio,Storage
  • Fencing: Privacy,Yard Fenced
  • On waterfront: Yes
  • Waterfront features: Boat Ramp/Lift Access,Dock Access,River Access

Lot

  • Lot size: 0.86 Acres
  • Lot size dimensions: 0 x 0 x 0 x 0

Parking

  • Total spaces: 3
  • Parking features: Carport,Garage,Three Car Garage,Three or more Spaces
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Heat Wave
Lightning
Hail
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across West Virginia Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$160$1,920
Property Taxes $530$6,360
Electricity $342$4,107
Total$3,559$42,708
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$122,022/yr
40% on housing$106,770/yr
45% on housing$94,906/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$151This listing

vs Other Active Listings

Avg $/sqft

ZIP 25213$171
Putnam County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 25213$165
Putnam County$149

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Listed for sale$499,900
2016-10-18Sold$230,000

For Sale by Agent

AgentCraig Allison
BrokerageERA Property Elite

Similar Homes