16294 Morningside Ln, Cheboygan, MI, 49721
About This Home
Escape to this charming 2-bedroom, 2-bath ranch home offering breathtaking views and deeded access to the sparkling shores of Lake Huron. The spacious master suite features serene lake views, while the cozy living room, complete with a wood-burning fireplace, invites relaxation. The knotty pine interior adds rustic charm, and the updated kitchen ensures modern convenience. Enjoy year-round beauty in the all-season sunroom with panoramic lake views. Currently used as a successful VRBO, this property boasts proven rental history and is being sold turn-key—ready for you or your guests to move in and enjoy. A perfect blend of comfort, charm, and income potential awaits!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1950
Materials
- Foundation: Basement
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Washer,Range/Oven,Refrigerator,Dryer
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Michigan/Utility
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Ceiling Fan(s)
- Door features: Doorwall
- Flooring: Tile
- Finished area above ground: 1,481
Heating
- Heating features: Baseboard,Hot Water
Interior Area
- Total structure area: 1,481
- Total interior livable area: 1,481 sqft
Property
Details
- Parcel number: 04100940000400
Features
- Patio & porch: Deck,Patio/Porch
- On waterfront: Yes
- Waterfront features: Great Lake
- Waterbody name: Lake Huron
Lot
- Lot size: 0.46 Acres
- Features: Landscaped
- Lot size dimensions: .46 ac
Parking
- Parking features: Garage
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Cheboygan County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,916 | $22,992 |
| Home Insurance * | $232 | $2,784 |
| Property Taxes | $274 | $3,288 |
| Electricity | $188 | $2,259 |
| Total | $2,610 | $31,320 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-12-15 | Listed for sale | $379,000 |
| 2025-11-23 | Listing removed | $379,000 |
| 2024-11-25 | Listed for sale | $379,000 |
| 2018-08-17 | Sold | $180,000 |
| 2018-06-13 | Listed for sale | $189,000 |
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