10480 N Straits Hwy, Cheboygan, MI, 49721
About This Home
Enjoy stunning Cheboygan River views from this inviting chalet-style home, set on a spacious 1-acre parcel. Thoughtfully designed for comfort and entertaining, the main level features a private primary suite and convenient laundry, while the walkout lower level offers the perfect gathering space with a bar area and game room. There's room for everyone with an expansive loft for additional sleeping, plus an extra bedroom and bath below. Outside, take in the peaceful river setting from multiple decks, or host guests with ease thanks to the paved RV pad complete with electric, water, and sewer hookups. Two garages provide ample storage for all your Up North toys, and the location is hard to beat--just minutes from town and ''The Forks'' boat launch for easy access to the Inland Waterway
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2005
Materials
- Foundation: Basement
Type & Style
- Home type: SingleFamily
- Architectural style: Chalet
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Washer,Range/Oven,Refrigerator,Dryer
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Full,Finished
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Features
- Finished area above ground: 1,657
Heating
- Heating features: Forced Air,Natural Gas
Interior Area
- Total structure area: 2,852
- Total interior livable area: 2,852 sqft
Property
Details
- Parcel number: 09200830000100
Features
- Patio & porch: Patio/Porch
- Exterior features: Dock
- On waterfront: Yes
- Waterfront features: Inland Waterway
- Waterbody name: Cheboygan River
Lot
- Lot size: 0.79 Acres
- Lot size dimensions: .96
Parking
- Parking features: Driveway,RV Access/Parking
- Has garage: Yes
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Cheboygan County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,780 | $33,360 |
| Home Insurance * | $337 | $4,044 |
| Property Taxes | $398 | $4,776 |
| Electricity | $311 | $3,732 |
| Total | $3,826 | $45,912 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-21 | Listed for sale | $599,900 |
| 2025-12-08 | Contingent | $585,000 |
| 2025-10-21 | Price change | $585,000 |
| 2025-07-07 | Price change | $600,000 |
| 2025-06-09 | Listed for sale | $730,000 |
For Sale by Agent
View on Zillow