




1442 Indian Point Rd, Brutus, MI, 49716
About This Home
Set along 200 feet of sandy shoreline on Burt Lake’s most coveted stretch, this exceptional property captures everything that draws families north. Nearly two acres of manicured grounds, soft beaches, and open blue water come together in one unforgettable setting perfectly positioned on the western shore of Burt Lake, closest to Petoskey and Harbor Springs. A place where generations can gather, celebrate, and belong. Designed with intention, this custom-built five-bedroom, five-and-a-half-bath residence blends craftsmanship and comfort in perfect measure. Expansive windows frame the lake from nearly every room, filling the home with light and a sense of calm that’s hard to put into words. Inside, soaring ceilings, warm wood tones, and thoughtful architectural details make every space feel both grand and intimate. A rare and remarkable feature of this property is the attached guest quarters, complete with its own entrance, kitchen, and garage, providing ideal privacy for extended family or guests. Whether used as a separate retreat or seamlessly integrated into the main home, it’s a design element seldom found on Burt Lake and one that speaks to the thoughtfulness behind every inch of this estate. Outdoors, broad lakeside patios and decks invite endless summer gatherings, while the backdrop of 484 acres of protected conservancy land offers peace, privacy, and miles of trails to explore year-round. Part of Michigan’s famed Inland Waterway, Burt Lake connects you to miles of navigable rivers and lakes, yet it’s this specific setting on Colonial Point that truly sets it apart. This is more than a lake house; it’s a legacy property meant to be shared, cherished, and passed down through generations.
Getting Around
Schools
Construction
Condition
- Year built: 1988
Materials
- Construction materials: Wood Frame/Site Built,Log
Type & Style
- Home type: SingleFamily
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Refrigerator,Washer,Dryer,Range
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 6
- Full bathrooms: 5
- 1/2 bathrooms: 1
Features
- Cathedral Ceiling(s)
- Flooring: Wood
- Fireplace features: Gas,Wood Burning
- Fireplace: Yes
Heating
- Heating features: LP Gas,Hot Water Baseboard,Geothermal
Interior Area
- Total interior livable area: 5,911 sqft
Property
Details
- Parcel number: 120B0700001100
Features
- Patio & porch: Deck
- Exterior features: Dock
- On waterfront: Yes
- Waterfront features: Waterfront
Lot
- Features: Paved,Sprinkler System,Near Snowmobile Trails
Parking
- Parking features: Attached Garage
- Has garage: Yes
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Cold Wave
- Hail
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Cheboygan County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $20,175 | $242,100 |
| Home Insurance * | $3,738 | $44,856 |
| Property Taxes | $6,467 | $77,604 |
| Electricity | $644 | $7,736 |
| Total | $31,024 | $372,288 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-09 | Price change | $4,495,000 |
| 2025-10-22 | Listed for sale | $4,950,000 |
| 2025-10-17 | Listing removed | $4,950,000 |
| 2025-08-01 | Price change | $4,950,000 |
| 2025-05-13 | Listed for sale | $5,250,000 |
| 2024-10-06 | Listing removed | $5,250,000 |
| 2024-09-26 | Listed for sale | $5,250,000 |
