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12 Charlo Dr, Hurricane, WV, 25526

5beds
4baths
3,668sqft
$525,000
$143price/sqft
$3,811/moest. monthly cost
$152,440/yrincome needed

About This Home

Located in the heart of Teays Valley, this 5 bedroom 3/1/2 bath home features a new guest suite on the lower level complete with fully furnished kitchen, full bath, bedroom and living room with fireplace; 2 story foyer flows into the formal living and dining room, spacious family room with fireplace; tiled appliance filled kitchen with adjoining breakfast room; utility rooms on main floor and in guest suite; upstairs offers a large primary suite with fireplace and adjoining tiled bath, plus three additional bedrooms and full bath; both HVAC's replaced 4/30/26; Roof is one year old and all skylights have been replaced; new patio and extended decking at back of house; 4 stall heated/cooled garage offers many possibilities.

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

7/10
10/10
Hurricane Middle SchoolGrades 6-84.0 mi
10/10
Hurricane High SchoolGrades 9-123.1 mi

Construction

Condition

  • Year built: 1990

Materials

  • Roof: Metal
  • Construction materials: Brick,Drywall,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Level: Upper
  • Dimensions: 14x13.11

Bedroom3

  • Level: Upper
  • Dimensions: 13.9x12.3

Bedroom4

  • Level: Upper
  • Dimensions: 13.9x12

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Dimensions: 13.9x12

Family Room

  • Level: Main
  • Dimensions: 23x13.3

Features

  • Separate/Formal Dining Room,Eat-in Kitchen,Fireplace,Cable TV
  • Window features: Insulated Windows
  • Flooring: Carpet,Ceramic Tile,Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace features: Insert
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Forced Air,Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total interior livable area: 3,668 sqft

Kitchen

  • Level: Main
  • Dimensions: 14.9x13.9

Living Room

  • Level: Main
  • Dimensions: 13.5x11.4

Primary Bedroom

  • Level: Upper
  • Dimensions: 21.1x20.2

Utility Room

  • Level: Main
  • Dimensions: 7.4x5.8

Property

Details

  • Parcel number: 10223N002300000000

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Patio
  • Exterior features: Deck,Fence,Patio,Storage
  • Fencing: Yard Fenced

Lot

  • Lot size: 0.36 Acres
  • Lot size dimensions: 0 x 0 x 0 x 0

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage,Three Car Garage,Heated Garage,Three or more Spaces
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding

FEMA Declared Disasters Across West Virginia Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$220$2,640
Property Taxes $557$6,684
Electricity $380$4,560
Total$3,811$45,732
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$130,662/yr
40% on housing$114,330/yr
45% on housing$101,626/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$143This listing

vs Other Active Listings

Avg $/sqft

ZIP 25526$145
Putnam County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 25526$146
Putnam County$149

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$525,000
2026-08-10Price change$499,900
2026-08-05Pending sale$525,000
2026-07-02Listed for sale$525,000
2023-08-15Sold$385,000
2023-07-11Pending sale$399,000
2023-06-26Listed for sale$399,000
2023-06-26Pending sale$399,000
2023-06-20Listed for sale$399,000

For Sale by Agent

AgentWanda Robertson
BrokerageOld Colony

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