1145 Horatio St, Fairmont, MN, 56031
About This Home
Why stress yourself building a new home, when you can own this gorgeous 2020 build! This five bedroom, four bath home has a wonderful layout, great location, and a garage you can only dream of! The main floor has three bedrooms 2 1/2 bathrooms, an open floor plan which includes the kitchen, dining area and living room, a bonus room for reading, entertaining, or whatever you would choose and a mudroom right off the garage! The basement has two more bedrooms, another full bathroom, a large family room, and an exercise room! The store room where the mechanicals are located is amazing space to keep you organized! Outback, the deck overlooks a fenced in yard and a patio area for either a hot tub or your grill! The oversized three stall garage is heated, Has lots of extra space for toys, vehicles, or a workshop if you so choose! Don’t miss your opportunity to own this gorgeous home!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2020
Materials
- Roof: Composition
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Range,Refrigerator
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Daylight,Egress Window(s),Finished,Full
Bedroom
- Level: Main
- Area: 229.68
- Dimensions: 17.4x13.2
Bedroom2
- Level: Main
- Area: 133.32
- Dimensions: 11.11x12
Bedroom3
- Level: Main
- Area: 133.32
- Dimensions: 11.11x12
Bedroom4
- Level: Basement
- Area: 144
- Dimensions: 12x12
Bedroom5
- Level: Basement
- Area: 168
- Dimensions: 12x14
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Bonus Room
- Level: Basement
- Area: 64
- Dimensions: 8x8
Dining Room
- Level: Main
Exercise Room
- Level: Basement
- Area: 232.4
- Dimensions: 14x16.6
Family Room
- Level: Basement
- Area: 644
- Dimensions: 28x23
Features
- Number of fireplaces: 1
- Fireplace features: Gas
- Fireplace: Yes
- Finished area below ground: 1,748
- Finished area above ground: 1,236
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 4,138
- Total interior livable area: 4,138 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Mud Room
- Level: Main
Storage
- Level: Basement
- Area: 429
- Dimensions: 39x11
Study
- Level: Main
- Area: 235.72
- Dimensions: 14.2x16.6
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 233260150
- Zoning description: Residential-Single Family
- Foundation area: 2069
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Composite Decking,Deck
- Fencing: Full
Lot
- Lot size: 0.29 Acres
- Lot size dimensions: 85 x 150
Parking
- Total spaces: 3
- Parking features: Attached,Concrete,Garage Door Opener,Heated Garage
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Tornado
- Winter Weather
- Hail
- Heat Wave
- Inland Flooding
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Martin County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,155 | $37,860 |
| Home Insurance * | $626 | $7,512 |
| Property Taxes | $731 | $8,772 |
| Electricity | $349 | $4,188 |
| Total | $4,861 | $58,332 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-09 | Price change | $649,000 |
| 2025-09-04 | Listed for sale | $675,000 |
| 2017-11-02 | Sold | $27,079 |
| 2014-12-04 | Sold | $27,000 |
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